CENTRIC GROUP HOLDINGS LTD.

⚰️Wound downdissolved

06402868 · ltd · incorporated 2007-10-18

Investment thesis

Company dissolved — not a live target.

Why interesting: Historical record only; useful for precedent research.

Why risky: Not transactable.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

60/100

Worth a look

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What this business does

Primary activity: Activities of financial services holding companies

Sector: Financial & insurance

Investor take

Pass (distressed without resilience)

Distressed asset-holding vehicle — structural issues outweigh the discount.

Opportunity 60/100 (worth a look), bankability 72/100. Strong seller-intent signal (73/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 14.5y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 14.5 years old — likely at or near maturity.
· 3 lenders named — inter-creditor friction likely.
· Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

18 officers (3 active, 18 linked, 15 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

11 connected companies via shared directors

Filing history

111 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

60/100Worth a look

PassWatchWorth a lookStrongExceptional

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality

Concerning — overdue filings or status flags present.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (62 events)Click to expand

2020-02-04
📄
gazette-dissolved-voluntary
gazette · GAZ2(A)
2020-02-04
🏁
Company dissolved
2019-12-11
📄
dissolution-voluntary-strike-off-suspended
dissolution · SOAS(A)
2019-11-19
📄
gazette-notice-voluntary
gazette · GAZ1(A)
2019-11-10
📄
dissolution-application-strike-off-company
dissolution · DS01
2019-08-02
📄
accounts-with-accounts-type-dormant
accounts · AA
2019-02-13
📄
change-person-director-company-with-change-date
officers · CH01
2018-07-27
➕
COWIE, Ian appointed
director
2018-07-27
➖
PATEMAN, Stephen James, Chief Executive Officer resigned
director
2018-07-27
📄
termination-director-company-with-name-termination-date
officers · TM01
2018-07-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2018-07-16
📄
accounts-with-accounts-type-dormant
accounts · AA
2018-02-06
📄
appoint-person-director-company-with-name-date
officers · AP01
2018-02-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2018-02-02
➕
MINTO, Dylan appointed
director
2018-01-23
➖
JOHNSON, Stephen David resigned
director
2017-07-04
📄
accounts-with-accounts-type-dormant
accounts · AA
2016-09-15
📄
accounts-with-accounts-type-dormant
accounts · AA
2016-07-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2016-07-06
➕
PATEMAN, Stephen James, Chief Executive Officer appointed
director
2016-07-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2016-06-30
➖
WOOD, Thomas Francis resigned
director
2015-10-21
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-10-12
📄
accounts-with-accounts-type-full
accounts · AA
2015-10-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2015-10-02
➖
PYMAN, Richard Anthony resigned
director
2015-07-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2015-07-15
📄
termination-director-company-with-name-termination-date
officers · TM01
2015-07-08
➕
JOHNSON, Stephen David appointed
director
2015-07-08
➖
ONSLOW, John Peter resigned
director
2014-11-17
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-07-15
🔓
Charge satisfied #3
2014-07-15
🔓
Charge satisfied #2
2014-07-15
🔓
Charge satisfied #1
2014-06-09
➕
RUSHBROOK, Daniel James appointed
secretary
2014-06-09
➖
ARCHIBALD, Robin Andrew Crawford resigned
secretary
2014-06-09
➖
ARCHIBALD, Robin Andrew Crawford resigned
director
2014-06-09
➖
BATES, Stuart James resigned
director
2014-06-09
➖
HAWKINS, Tim James resigned
director
2014-06-09
➕
PYMAN, Richard Anthony appointed
director
2014-06-09
➖
RUTHERFORD, Andrew Philip resigned
director
2014-06-09
➖
SALES, Christopher Michael resigned
director
2014-06-09
➖
WOOD, Lisa resigned
director
2014-06-09
➕
WOOD, Thomas Francis appointed
director
2013-12-23
🔒
Charge registered #3
Lender: Lloyds Bank Commercial Finance Limited ("Security Agent")
2013-08-06
🔒
Charge registered #2
Lender: Lloyds Tsb Commercial Finance Limited (Security Agent)
2012-07-30
➕
BATES, Stuart James appointed
director
2011-11-01
🔒
Charge registered #1
Lender: Lloyds Tsb Commercial Finance Limited ("Security Agent")
2009-01-30
➖
WARDLE, Adam Robert resigned
director
2008-10-01
➕
WOOD, Lisa appointed
director

Showing most recent 50 of 62 events

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder age: Director aged approximately 66 — succession pressure is live.

Succession & seller-readiness

66/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 high · 1 med ·

Company dissolved

high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2020-02-04

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Shawbrook Bank Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Shawbrook Bank Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

CENTRIC GROUP HOLDINGS LTD.

This company · 06402868

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Shawbrook Bank Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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1-17 SPECTRUM PLACE SE17 2GP (RTM) COMPANY LIMITED→ 07947125 · est 2012 · no financials extracted	—	—	—	—	14y	—	—
10 BALDWIN TERRACE RTM COMPANY LTD→ 10592475 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
100 WILBERFORCE ROAD (LONDON) RTM COMPANY LIMITED→ 10861678 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
105 EBURY STREET RTM COMPANY LIMITED→ 07519569 · est 2011 · no financials extracted	—	—	—	—	15y	—	—
106 HIGHBURY PARK RTM COMPANY LIMITED→ 07767091 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
11 PENFOLD STREET FREEHOLD MANAGEMENT COMPANY LIMITED→ 06256003 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
11 WARNEFORD STREET RTM COMPANY LIMITED→ 10299991 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
1124-1126 CHRISTCHURCH ROAD RTM COMPANY LIMITED→ 10949273 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
115 HIGH STREET EPPING RESIDENTS’ MANAGEMENT COMPANY LIMITED→ 16281061 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusdissolved

Typeltd

Incorporated2007-10-18

Jurisdictionengland-wales

Primary SIC64205 — Activities of financial services holding companies

Registered office

Lutea House Warley Hill Business Park, The Drive

Great Warley

Brentwood

Essex

CM13 3BE

Filing status

Accounts

Next due: —

Last made up to: 2018-12-31

Confirmation statement

Next due: —

Last: —

Officers (0 active · 15 resigned)

RUSHBROOK, Daniel James→

secretary · appointed 2014-06-09

View their other companies + combined net worth →

Active

COWIE, Ian→

director · ~66y · appointed 2018-07-27

View their other companies + combined net worth →

Active

MINTO, Dylan→

director · ~46y · appointed 2018-02-02

View their other companies + combined net worth →

Active

ARCHIBALD, Robin Andrew Crawford→

secretary · appointed 2008-01-02 · resigned 2014-06-09

Resigned

SMALL, Lawrence Joseph→

secretary · appointed 2007-10-18 · resigned 2008-01-02

Resigned

ARCHIBALD, Robin Andrew Crawford→

director · ~73y · appointed 2008-01-02 · resigned 2014-06-09

Resigned

BATES, Stuart James→

director · ~53y · appointed 2012-07-30 · resigned 2014-06-09

Resigned

DUFF, Rory→

director · ~48y · appointed 2007-10-18 · resigned 2008-03-18

Resigned

HAWKINS, Tim James→

director · ~62y · appointed 2007-12-20 · resigned 2014-06-09

Resigned

JOHNSON, Stephen David→

director · ~50y · appointed 2015-07-08 · resigned 2018-01-23

Resigned

ONSLOW, John Peter→

director · ~68y · appointed 2008-01-02 · resigned 2015-07-08

Resigned

PATEMAN, Stephen James, Chief Executive Officer→

director · ~63y · appointed 2016-07-06 · resigned 2018-07-27

Resigned

PYMAN, Richard Anthony→

director · ~58y · appointed 2014-06-09 · resigned 2015-10-02

Resigned

RUTHERFORD, Andrew Philip→

director · ~63y · appointed 2007-12-20 · resigned 2014-06-09

Resigned

SALES, Christopher Michael→

director · ~58y · appointed 2007-12-20 · resigned 2014-06-09

Resigned

WARDLE, Adam Robert→

director · ~56y · appointed 2007-12-20 · resigned 2009-01-30

Resigned

WOOD, Lisa→

director · ~58y · appointed 2008-10-01 · resigned 2014-06-09

Resigned

WOOD, Thomas Francis→

director · ~54y · appointed 2014-06-09 · resigned 2016-06-30

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:3 of 3 shown

		Type	Properties
satisfied	Lloyds Banking Group Lloyds Bank Commercial Finance Limited ("Security Agent")	A registered charge	1 property	23/12/2013	15/07/2014
satisfied	Lloyds Banking Group Lloyds Tsb Commercial Finance Limited (Security Agent)	A registered charge	1 property	06/08/2013	15/07/2014
satisfied	Lloyds Banking Group Lloyds Tsb Commercial Finance Limited ("Security Agent")	Group debenture	1 property	01/11/2011	15/07/2014

Recent filings (111 total)

gazette-dissolved-voluntary

gazette · GAZ2(A)

2020-02-04

dissolution-voluntary-strike-off-suspended

dissolution · SOAS(A)

2019-12-11

gazette-notice-voluntary

gazette · GAZ1(A)

2019-11-19

dissolution-application-strike-off-company

dissolution · DS01

2019-11-10

confirmation-statement-with-updates

confirmation-statement · CS01

2019-10-18

accounts-with-accounts-type-dormant

accounts · AA

2019-08-02

change-person-director-company-with-change-date

officers · CH01

2019-02-13

confirmation-statement-with-updates

confirmation-statement · CS01

2018-10-18

termination-director-company-with-name-termination-date

officers · TM01

2018-07-27

appoint-person-director-company-with-name-date

officers · AP01

2018-07-27

accounts-with-accounts-type-dormant

accounts · AA

2018-07-16

appoint-person-director-company-with-name-date

officers · AP01

2018-02-06

termination-director-company-with-name-termination-date

officers · TM01

2018-02-06

confirmation-statement-with-updates

confirmation-statement · CS01

2017-10-18

accounts-with-accounts-type-dormant

accounts · AA

2017-07-04