LORAC 4 LIMITED
🌳Matureactive
06370613 · ltd · incorporated 2007-09-13
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
81/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 81/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
15 officers (4 active, 15 linked, 10 with DOB)
83
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
95 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
- 2025-08-08📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-10📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-09-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-09-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-09-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-09-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-09-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-31➖JONES, Adam Maxwell resigneddirector
- 2024-08-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-12-19➕THOMPSON, Rachel Clare appointeddirector
- 2023-12-19➕WOODS, Edward Garton appointeddirector
- 2023-12-19➖JACKSON, William Nicholas resigneddirector
- 2023-12-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-19📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-01-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-20📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-30📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-09-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-09-20📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-20📄change-person-director-company-with-change-dateofficers · CH01
- 2022-03-10➖GUNNER, Paul Richard resigneddirector
- 2022-03-10➕JONES, Adam Maxwell appointeddirector
- 2020-10-05➕MODY, Scott Thomas Kumar appointedsecretary
- 2020-10-05➖THOMPSON, Rachel Clare resignedsecretary
- 2013-10-16➖GIBBONS, Alastair Ronald resigneddirector
- 2011-08-11➕GUNNER, Paul Richard appointeddirector
- 2011-06-13➖FREEMAN, Benjamin Elliot resigneddirector
- 2010-03-31➕GIBBONS, Alastair Ronald appointeddirector
- 2010-01-26➖HANKIN, David Marsh resignedsecretary
- 2010-01-26➕THOMPSON, Rachel Clare appointedsecretary
- 2009-02-17➕HANKIN, David Marsh appointedsecretary
- 2008-12-31➖LAWSON, Barry resignedsecretary
- 2007-09-27➕HUGHES, Jonathan Raoul appointeddirector
- 2007-09-27➕LAWSON, Barry appointedsecretary
- 2007-09-27➖CLIFFORD CHANCE SECRETARIES LIMITED resignedcorporate-secretary
- 2007-09-27➕FREEMAN, Benjamin Elliot appointeddirector
- 2007-09-27➕JACKSON, William Nicholas appointeddirector
- 2007-09-27➖LEVY, Adrian Joseph Morris resigneddirector
- 2007-09-27➖PUDGE, David John resigneddirector
- 2007-09-13🏢Company incorporatedAs LORAC 4 LIMITED
- 2007-09-13➕CLIFFORD CHANCE SECRETARIES LIMITED appointedcorporate-secretary
- 2007-09-13➕LEVY, Adrian Joseph Morris appointeddirector
- 2007-09-13➕PUDGE, David John appointeddirector
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
53/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondary12+ year tenure: Director in role 19 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Bridgepoint Advisers Holdings is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Bridgepoint Advisers Holdings
Corporate parent · holds 75-100% shares · board control
⬇
LORAC 4 LIMITED
This company · 06370613
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bridgepoint Advisers Holdings Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 13/09/2024 |
3 historic (ceased) PSCs
- Charles Stuart John Barterceased 13/09/2024· 25-50% shares · 25-50% voting
- Mr Jonathan Raoul Hughesceased 13/09/2024· 25-50% shares · 25-50% voting
- William Nicholas Jacksonceased 13/09/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · W postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 101 INVESTMENTS (GP) LIMITED→ 05369392 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| 1110 GROUP LIMITED→ 16651040 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1LIVING PROPERTY INVESTMENTS LTD→ 16018488 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1OAK CAPITAL LIMITED→ 06890293 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 1ST FINANCIAL LIMITED→ 03914025 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| 1ST POLICY LOND LIMITED→ 07086128 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 23 THURLOE SQUARE LIMITED→ 13654571 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 24 QW LTD→ 16616503 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 25 LUKE STREET LIMITED→ 06536226 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| 311 VENTURES LTD.→ 10568189 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 350 PPM LTD→ 07647973 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 360-EQUITY LIMITED→ 11971621 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-09-13
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
5 Marble Arch
London
W1H 7EJ
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-27
Last: 2025-09-13
Officers (4 active · 11 resigned)
MODY, Scott Thomas Kumar→
Activesecretary · appointed 2020-10-05
View their other companies + combined net worth →
HUGHES, Jonathan Raoul→
Activedirector · ~61y · appointed 2007-09-27
View their other companies + combined net worth →
THOMPSON, Rachel Clare→
Activedirector · ~46y · appointed 2023-12-19
View their other companies + combined net worth →
WOODS, Edward Garton→
Activedirector · ~50y · appointed 2023-12-19
View their other companies + combined net worth →
HANKIN, David Marsh→
Resignedsecretary · appointed 2009-02-17 · resigned 2010-01-26
LAWSON, Barry→
Resignedsecretary · appointed 2007-09-27 · resigned 2008-12-31
THOMPSON, Rachel Clare→
Resignedsecretary · appointed 2010-01-26 · resigned 2020-10-05
CLIFFORD CHANCE SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2007-09-13 · resigned 2007-09-27
FREEMAN, Benjamin Elliot→
Resigneddirector · ~55y · appointed 2007-09-27 · resigned 2011-06-13
GIBBONS, Alastair Ronald→
Resigneddirector · ~67y · appointed 2010-03-31 · resigned 2013-10-16
GUNNER, Paul Richard→
Resigneddirector · ~53y · appointed 2011-08-11 · resigned 2022-03-10
JACKSON, William Nicholas→
Resigneddirector · ~63y · appointed 2007-09-27 · resigned 2023-12-19
JONES, Adam Maxwell→
Resigneddirector · ~57y · appointed 2022-03-10 · resigned 2024-08-31
LEVY, Adrian Joseph Morris→
Resigneddirector · ~56y · appointed 2007-09-13 · resigned 2007-09-27
PUDGE, David John→
Resigneddirector · ~61y · appointed 2007-09-13 · resigned 2007-09-27
Click a director name to see their full track record across all companies.
Recent filings (95 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-18
change-person-director-company-with-change-date
officers · CH01
2025-08-08
accounts-with-accounts-type-dormant
accounts · AA
2025-07-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-09-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-09-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-09-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-16
termination-director-company-with-name-termination-date
officers · TM01
2024-09-02
accounts-with-accounts-type-dormant
accounts · AA
2024-08-29
appoint-person-director-company-with-name-date
officers · AP01
2023-12-19
appoint-person-director-company-with-name-date
officers · AP01
2023-12-19
termination-director-company-with-name-termination-date
officers · TM01
2023-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-09-20