ADT FINANCIAL SERVICES LIMITED

💤Zombieactive

06142003 · ltd · incorporated 2007-03-06

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£233

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Activities of insurance agents and brokers

Sector: Financial & insurance

Investor take

Pursue

Asset-holding vehicle with a 64-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

4 officers (2 active, 4 linked, 1 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

48 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £233

Net assets shrinking

Down £17 YoY

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£233

↓ 6.8% YoY

Current Assets

£7k

↑ 35% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2025-03-31	2024-03-31
Total assets	£233	£250
Current assets	£6.6k	£4.9k
Net assets	£233	£250

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (21 events)Click to expand

2025-08-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-12
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accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-22
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-07
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-25
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-06-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-06-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-05-16
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-09-14
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-06-30
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-03-18
📄
annual-return-company-with-made-up-date
annual-return · AR01
2015-09-21
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-04-10
📄
annual-return-company-with-made-up-date
annual-return · AR01
2014-08-18
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2007-03-08
➖
FORM 10 SECRETARIES FD LTD resigned
corporate-nominee-secretary
2007-03-08
➖
FORM 10 DIRECTORS FD LTD resigned
corporate-nominee-director
2007-03-06
🏢
Company incorporated
As ADT FINANCIAL SERVICES LIMITED
2007-03-06
➕
TURNER, Maria Annette appointed
secretary
2007-03-06
➕
TURNER, Andrew appointed
director
2007-03-06
➕
FORM 10 SECRETARIES FD LTD appointed
corporate-nominee-secretary
2007-03-06
➕
FORM 10 DIRECTORS FD LTD appointed
corporate-nominee-director

Owner dependency

93/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

88/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
secondary12+ year tenure: Director in role 19 years.
secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Andrew Turner Individual · British · DOB 06/1962 · age 64	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Active · Financial services · BA postcode area

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1 TAU LTD→ 13119738 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
A & IF TRADING LIMITED→ 10928680 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
A & S MANAGEMENT SERVICES LTD→ 05333164 · est 2005 · no financials extracted	—	—	—	—	21y	—	—
A J WAKELY LTD→ 09969842 · est 2016 · no financials extracted	—	—	—	—	10y	—	—
ACCRUE INVESTMENT MANAGEMENT LIMITED→ 04263019 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
ACCRUE LIMITED→ 04185133 · est 2001 · no financials extracted	—	—	—	—	25y	—	—
ACCRUE NOMINEES (EXEMPT) LIMITED→ 04116475 · est 2000 · no financials extracted	—	—	—	—	25y	—	—
ACCRUE NOMINEES LIMITED→ 04088915 · est 2000 · no financials extracted	—	—	—	—	25y	—	—
ACG MORTGAGE SOLUTIONS LTD→ 13828492 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
ACUBENS MANAGEMENT LTD→ 08854470 · est 2014 · no financials extracted	—	—	—	—	12y	—	—
ADAPTABLE SERVICES GROUP LTD→ 11383300 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ADVANCE INVESTMENTS LIMITED→ 04175803 · est 2001 · no financials extracted	—	—	—	—	25y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2007-03-06

Jurisdictionengland-wales

Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Norton Hill Farmhouse, Fosseway

Midsomer Norton

Radstock

BA3 4BL

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-03-20

Last: 2026-03-06

Officers (2 active · 2 resigned)

TURNER, Maria Annette→

secretary · appointed 2007-03-06

View their other companies + combined net worth →

Active

TURNER, Andrew→

director · ~64y · appointed 2007-03-06

View their other companies + combined net worth →

Active

FORM 10 SECRETARIES FD LTD→

corporate-nominee-secretary · appointed 2007-03-06 · resigned 2007-03-08

Resigned

FORM 10 DIRECTORS FD LTD→

corporate-nominee-director · appointed 2007-03-06 · resigned 2007-03-08

Resigned

Click a director name to see their full track record across all companies.