6PHY LTD

🌳Matureactive
05642108 · ltd · incorporated 2005-12-01
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 19.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£258.6k
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Management of real estate on a fee or contract basis
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 64-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 19.5y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 19.5 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
66 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £258,577
Net assets shrinking
Down £3,083 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£259k
↓ 1.2% YoY
Current Assets
£263k
↓ 6.2% YoY
Current Liabilities
—
£0£56k£112k£168k£224k£280kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£261.5k£266.4k
Current assets£262.6k£280.0k
Net assets£258.6k£261.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • • 2 gazette
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2025-12-17
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  2. 2025-12-16
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  3. 2025-05-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-09-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2024-09-26
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  6. 2023-07-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2023-07-04
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  8. 2023-02-15
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2023-02-15
    🔓
    Charge satisfied #3
  10. 2023-02-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2023-02-03
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2023-02-02
    🔒
    Charge registered #4
    Lender: Interbay Funding, LTD.
  13. 2023-02-02
    🔒
    Charge registered #3
    Lender: Interbay Funding, LTD.
  14. 2022-12-20
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  15. 2022-12-13
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  16. 2022-07-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2021-09-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2020-09-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2019-09-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2018-09-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2017-04-24
    🔒
    Charge registered #2
    Lender: National Westminster Bank PLC
  22. 2009-11-30
    ➕
    HILLS, David Andrew appointed
    secretary
  23. 2009-11-30
    ➖
    BARDEN, Glenn resigned
    secretary
  24. 2009-11-30
    ➖
    BARDEN, Glenn resigned
    director
  25. 2006-10-05
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  26. 2005-12-01
    🏢
    Company incorporated
    As 6PHY LTD
  27. 2005-12-01
    ➕
    HILLS, David Andrew appointed
    director
  28. 2005-12-01
    ➕
    REYNOLDS, Stephen Roy appointed
    director
  29. 2005-12-01
    ➕
    BARDEN, Glenn appointed
    secretary
  30. 2005-12-01
    ➕
    BARDEN, Glenn appointed
    director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Stephen Roy Reynolds
Individual · British · DOB 06/1962 · age 64
25–50%
25–50%sig. influence25-50% shares · 25-50% voting · significant influence26/09/2016
Mr David Andrew Hills
Individual · British · DOB 08/1969 · age 57
25–50%
25–50%sig. influence25-50% shares · 25-50% voting · significant influence26/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-12-01
Jurisdictionengland-wales
Primary SIC68320 — Management of real estate on a fee or contract basis

Registered office

6 Printing House Yard
Hackney Road
London
E2 7PR

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-10
Last: 2025-09-26

Officers (3 active · 2 resigned)

HILLS, David Andrew→
secretary · appointed 2009-11-30
View their other companies + combined net worth →
Active
HILLS, David Andrew→
director · ~57y · appointed 2005-12-01
View their other companies + combined net worth →
Active
REYNOLDS, Stephen Roy→
director · ~64y · appointed 2005-12-01
View their other companies + combined net worth →
Active
BARDEN, Glenn→
secretary · appointed 2005-12-01 · resigned 2009-11-30
Resigned
BARDEN, Glenn→
director · ~57y · appointed 2005-12-01 · resigned 2009-11-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
3
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
InterBay
Interbay Funding, LTD.
A registered charge1 property02/02/2023—
satisfied
InterBay
Interbay Funding, LTD.
A registered charge1 property02/02/202315/02/2023
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge—24/04/2017—
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property05/10/2006—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (66 total)

gazette-filings-brought-up-to-date
gazette · DISS40
2025-12-17
gazette-notice-compulsory
gazette · GAZ1
2025-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-15
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-26
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-02
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-04
change-account-reference-date-company-previous-extended
accounts · AA01
2023-07-04
mortgage-satisfy-charge-full
mortgage · MR04
2023-02-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-02-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-02-03
gazette-filings-brought-up-to-date
gazette · DISS40
2022-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-19