NUCLEUS FINANCIAL SERVICES LIMITED
🌳Matureactive
05629686 · ltd · incorporated 2005-11-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 10.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 64-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 85/100. Strong seller-intent signal (60/100, director aged 64). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · oldest 10.1y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 10.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
49 officers (6 active, 49 linked, 36 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
206 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 officers
Last 180 days
5
filings
- • 4 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (120 events)Click to expand
- 2026-02-11📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2026-02-11📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-02-04➕WAKEFORD, Helen Mary appointedsecretary
- 2026-02-04➖PETHERICK, Louis resignedsecretary
- 2026-01-07📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2026-01-07📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-12-15➖DIXIE, Alice Sian Rhiannon resignedsecretary
- 2025-12-15➕PETHERICK, Louis appointedsecretary
- 2025-10-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-01➕CLARKSON, Alastair James appointeddirector
- 2025-10-01➕RING, Andrew John appointeddirector
- 2025-10-01➖HOSKINS, Richard resigneddirector
- 2025-09-29📄accounts-with-accounts-type-fullaccounts · AA
- 2025-09-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-19🔓Charge satisfied #2
- 2025-09-19🔓Charge satisfied #1
- 2025-07-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-30➖BOUSFIELD, Clare Jane resigneddirector
- 2025-02-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-06📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-02-03📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-02-01➖BRUCE, Michelle resignedsecretary
- 2025-02-01➕DIXIE, Alice Sian Rhiannon appointedsecretary
- 2025-01-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-01-31📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-20➖FILSHIE, Alexander resigneddirector
- 2024-11-14📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-08📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-01➕BOUSFIELD, Clare Jane appointeddirector
- 2024-06-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-07➖PURVES, Kathryn Elizabeth resigneddirector
- 2024-05-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-01➕RILEY, Cathryn Elizabeth appointeddirector
- 2024-05-01➖DAVIDSON, Judith Mary resigneddirector
- 2024-03-08➖REGAN, Michael Robert resigneddirector
- 2024-02-26➕FILSHIE, Alexander appointeddirector
- 2023-01-11➖PRIESTLEY, William De Bretton resigneddirector
- 2022-12-16➕DAVIDSON, Judith Mary appointeddirector
- 2022-12-02➕HOSKINS, Richard appointeddirector
- 2022-12-02➖PAIGE, David Victor resigneddirector
- 2022-11-11➕WILSON, Gordon Alexander appointeddirector
- 2022-11-11➖DEARSLEY, Arthur Mark resigneddirector
- 2022-09-21➖WILSON, Owen Henry resigneddirector
- 2022-09-12➖GEARD, Stuart James resigneddirector
Showing most recent 50 of 120 events
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 med · 1 low4 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: DIXIE, Alice Sian Rhiannon resigned 2025-12-15; PETHERICK, Louis resigned 2026-02-04; BOUSFIELD, Clare Jane resigned 2025-06-30
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Nucleus Financial Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Nucleus Financial Limited
Corporate parent · holds 75-100% shares · board control
⬇
NUCLEUS FINANCIAL SERVICES LIMITED
This company · 05629686
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Nucleus Financial Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3 DORRITS INVESTMENTS LIMITED→ 08996483 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 4 PILLARS FINANCIAL PLANNING LTD→ 11609845 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 56 WINDMILLS LTD→ 16115368 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A & L PROPERTY INVESTMENTS LIMITED→ 05778403 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| AFFLUENT INSURANCE SOLUTIONS LIMITED→ 16894152 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGGELIA LIMITED→ 11380652 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALAN LEE ACCOUNTANCY SERVICES LTD→ 03156894 · est 1996 · no financials extracted | — | — | — | — | 30y | — | — |
| ALISON HOWIE FINANCIAL SERVICES LIMITED→ 09522097 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ALLTRUST SERVICES LIMITED→ 05365396 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| AN INVISIBLE HAND LIMITED→ 16067860 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANIMAL FRIENDS INSURANCE SERVICES LIMITED→ 03630812 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| ANNETTS & ORCHARD LTD→ 11503291 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-11-21
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Suite B & C, First Floor Milford House
43-55 Milford Street
Salisbury
SP1 2BP
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-16
Last: 2025-12-02
Officers (6 active · 43 resigned)
WAKEFORD, Helen Mary→
Activesecretary · appointed 2026-02-04
View their other companies + combined net worth →
CLARKSON, Alastair James→
Activedirector · ~60y · appointed 2025-10-01
View their other companies + combined net worth →
RILEY, Cathryn Elizabeth→
Activedirector · ~64y · appointed 2024-05-01
View their other companies + combined net worth →
RING, Andrew John→
Activedirector · ~43y · appointed 2025-10-01
View their other companies + combined net worth →
ROWNEY, Richard Alexander→
Activedirector · ~56y · appointed 2021-08-06
View their other companies + combined net worth →
WILSON, Gordon Alexander→
Activedirector · ~60y · appointed 2022-11-11
View their other companies + combined net worth →
BRUCE, Michelle→
Resignedsecretary · appointed 2020-07-01 · resigned 2025-02-01
DIXIE, Alice Sian Rhiannon→
Resignedsecretary · appointed 2025-02-01 · resigned 2025-12-15
MATHIESON, Aileen Janette→
Resignedsecretary · appointed 2012-08-10 · resigned 2013-07-08
MATHIESON, Aileen Janette→
Resignedsecretary · appointed 2011-05-31 · resigned 2012-05-01
MCNEIL, John→
Resignedsecretary · appointed 2012-05-01 · resigned 2012-08-10
MEGAW, Nicola→
Resignedsecretary · appointed 2013-04-25 · resigned 2020-07-01
PETHERICK, Louis→
Resignedsecretary · appointed 2025-12-15 · resigned 2026-02-04
PROWSE, Leanne→
Resignedsecretary · appointed 2010-08-25 · resigned 2011-05-31
MACLAY MURRAY & SPENS LLP→
Resignedcorporate-nominee-secretary · appointed 2006-11-17 · resigned 2013-04-25
MACLAY MURRAY & SPENS LLP→
Resignedcorporate-nominee-secretary · appointed 2005-11-21 · resigned 2006-11-17
BLOCH, Andrew Charles Danby→
Resigneddirector · ~81y · appointed 2010-07-27 · resigned 2016-05-31
BOUSFIELD, Clare Jane→
Resigneddirector · ~58y · appointed 2024-07-01 · resigned 2025-06-30
BRADSHAW, Paul Richard→
Resigneddirector · ~76y · appointed 2006-09-12 · resigned 2017-01-12
CHRISTODOULOU, Nicholas Theodoro→
Resigneddirector · ~78y · appointed 2006-09-12 · resigned 2008-06-19
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 10/03/2016 | 19/09/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 10/03/2016 | 19/09/2025 |
Recent filings (206 total)
appoint-person-secretary-company-with-name-date
officers · AP03
2026-02-11
termination-secretary-company-with-name-termination-date
officers · TM02
2026-02-11
appoint-person-secretary-company-with-name-date
officers · AP03
2026-01-07
termination-secretary-company-with-name-termination-date
officers · TM02
2026-01-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-04
appoint-person-director-company-with-name-date
officers · AP01
2025-10-23
appoint-person-director-company-with-name-date
officers · AP01
2025-10-13
termination-director-company-with-name-termination-date
officers · TM01
2025-10-13
accounts-with-accounts-type-full
accounts · AA
2025-09-29
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-19
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-19
termination-director-company-with-name-termination-date
officers · TM01
2025-07-04
change-person-director-company-with-change-date
officers · CH01
2025-02-10
appoint-person-secretary-company-with-name-date
officers · AP03
2025-02-06
termination-secretary-company-with-name-termination-date
officers · TM02
2025-02-03