14 NEWBRIDGE ROAD (BATH) LIMITED

🌳Matureactive
04665218 · ltd · incorporated 2003-02-13
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
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Turnover
—
year to Jun 2025
Net worth
£1.30M
book net assets
Opportunity
73/100
Strong
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What this business does
Primary activity: Other accommodation
Sector: Accommodation & food service
Investor take
Pursue
Active trading company with a 84-year-old founder — textbook succession opportunity.

Opportunity 73/100 (strong), bankability 57/100. Strong seller-intent signal (68/100, director aged 84). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

8 live charges · 5 lenders · oldest 22.0y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 22.0 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 4 with DOB)
81
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
75 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,301,624
Net assets shrinking
Down £26,333 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£1.3m
↓ 2.0% YoY
Current Assets
—
Current Liabilities
—
£0£266k£531k£797k£1.1m£1.3mJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£1.61M£1.65M
Current assets—£25.5k
Debtors£607£25.5k
Net assets£1.30M£1.33M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 accounts
Last 90 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Last 180 days
4
filings
  • • 2 mortgage
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
  1. 2026-03-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-01-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2026-01-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2025-12-29
    🔒
    Charge registered #8
    Lender: Nationwide Finance Limited
  5. 2025-12-29
    🔒
    Charge registered #7
    Lender: Nationwide Finance Limited
  6. 2025-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2024-03-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-03-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-03-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-03-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-04-07
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  12. 2020-04-07
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2020-04-07
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2020-04-07
    🔓
    Charge satisfied #3
  15. 2020-03-31
    🔒
    Charge registered #6
    Lender: Vernon Building Society
  16. 2020-03-31
    🔒
    Charge registered #5
    Lender: Vernon Building Society
  17. 2020-01-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2018-10-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2018-02-26
    📄
    change-person-director-company
    officers · CH01
  20. 2018-02-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2013-11-16
    🔓
    Charge satisfied #2
  22. 2013-11-12
    ➕
    NEWBY-VINCENT, Maureen appointed
    director
  23. 2013-11-12
    ➕
    NEWBY-VINCENT, Michael appointed
    director
  24. 2013-11-12
    ➖
    GAME, David Thomas Philip resigned
    director
  25. 2013-11-12
    🔒
    Charge registered #4
    Lender: Lloyds Bank PLC
  26. 2013-11-12
    🔒
    Charge registered #3
    Lender: Lloyds Bank PLC
  27. 2010-06-01
    ➖
    BROWN, Laraine Hillman resigned
    director
  28. 2009-10-28
    ➖
    BROWN, Laraine Hillman resigned
    secretary
  29. 2006-08-02
    🔓
    Charge satisfied #1
  30. 2006-05-30
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  31. 2004-04-21
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  32. 2003-02-24
    ➕
    BROWN, Laraine Hillman appointed
    secretary
  33. 2003-02-24
    ➕
    BROWN, Laraine Hillman appointed
    director
  34. 2003-02-24
    ➕
    GAME, David Thomas Philip appointed
    director
  35. 2003-02-13
    🏢
    Company incorporated
    As 14 NEWBRIDGE ROAD (BATH) LIMITED
  36. 2003-02-13
    ➕
    QA REGISTRARS LIMITED appointed
    corporate-nominee-secretary
  37. 2003-02-13
    ➖
    QA REGISTRARS LIMITED resigned
    corporate-nominee-secretary
  38. 2003-02-13
    ➕
    QA NOMINEES LIMITED appointed
    corporate-nominee-director
  39. 2003-02-13
    ➖
    QA NOMINEES LIMITED resigned
    corporate-nominee-director

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 84 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

89/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 12 years.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Maureen Newby-Vincent
Individual · British · DOB 04/1942 · age 84
25–50%
—25-50% shares06/04/2016
Mr Michael Newby-Vincent
Individual · British · DOB 10/1966 · age 60
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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1 ALEXANDER BUILDINGS MANAGEMENT COMPANY LIMITED→
04553040 · est 2002 · no financials extracted
————23y——
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————1y——
10 CATHARINE PLACE BATH (MANAGEMENT) COMPANY LIMITED→
02899409 · est 1994 · no financials extracted
————32y——
11 QUIET STREET LIMITED→
13548362 · est 2021 · no financials extracted
————4y——
135 SR LIMITED→
14278600 · est 2022 · no financials extracted
————3y——
14 CATHERINE PLACE (BATH) MANAGEMENT COMPANY LIMITED→
01561796 · est 1981 · no financials extracted
————44y——
15 CHAMBERLAIN STREET (WELLS) LIMITED→
01656900 · est 1982 · no financials extracted
————43y——
2 FOR THE FROG LIMITED→
15894059 · est 2024 · no financials extracted
————1y——
2 LOWER OLDFIELD PARK BATH (MANAGEMENT) LIMITED→
01922519 · est 1985 · no financials extracted
————40y——
2 MANOR VILLAS MANAGEMENT COMPANY LIMITED→
02475382 · est 1990 · no financials extracted
————36y——
25 CAFE LIMITED→
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————2y——
2PRO ICE SKATE LTD→
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———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-02-13
Jurisdictionengland-wales
Primary SIC55900 — Other accommodation

Registered office

12 Newbridge Road
Bath
BA1 3JX

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-02-27
Last: 2026-02-13

Officers (2 active · 5 resigned)

NEWBY-VINCENT, Maureen→
director · ~84y · appointed 2013-11-12
View their other companies + combined net worth →
Active
NEWBY-VINCENT, Michael→
director · ~60y · appointed 2013-11-12
View their other companies + combined net worth →
Active
BROWN, Laraine Hillman→
secretary · appointed 2003-02-24 · resigned 2009-10-28
Resigned
QA REGISTRARS LIMITED→
corporate-nominee-secretary · appointed 2003-02-13 · resigned 2003-02-13
Resigned
BROWN, Laraine Hillman→
director · ~78y · appointed 2003-02-24 · resigned 2010-06-01
Resigned
GAME, David Thomas Philip→
director · ~83y · appointed 2003-02-24 · resigned 2013-11-12
Resigned
QA NOMINEES LIMITED→
corporate-nominee-director · appointed 2003-02-13 · resigned 2003-02-13
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
5
Outstanding
3
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
Nationwide Finance
Nationwide Finance Limited
A registered charge1 property29/12/2025—
outstanding
Nationwide Finance
Nationwide Finance Limited
A registered charge1 property29/12/2025—
outstanding
Vernon Building Society
A registered charge—31/03/2020—
outstanding
Vernon Building Society
A registered charge1 property31/03/2020—
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property12/11/2013—
satisfied
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property12/11/201307/04/2020
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property30/05/200616/11/2013
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/04/200402/08/2006
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (75 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-25
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-24
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-24
confirmation-statement-with-updates
confirmation-statement · CS01
2022-02-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-23
confirmation-statement-with-updates
confirmation-statement · CS01
2021-02-15
mortgage-satisfy-charge-full
mortgage · MR04
2020-04-07