3 GEMS VENTURES LIMITED

🌳Matureactive

04268095 · ltd · incorporated 2001-08-09

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 21.2y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Aug 2024

Net worth

£84.0k

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Property-backed borrower with a 64-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · oldest 21.2y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 21.2 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

5 officers (3 active, 5 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 3 total, 3 with control declared

Director network

2 connected companies via shared directors

Filing history

67 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £84,015

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£84k

↑ 8.5% YoY

Current Assets

£5k

↓ 24% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-08-31	2023-08-31
Total assets	£275.1k	£266.4k
Current assets	£4.9k	£6.4k
Net assets	£84.0k	£77.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (26 events)Click to expand

2025-08-12
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-12
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-04-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-13
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accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-03
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accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-27
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accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-13
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accounts-with-accounts-type-micro-entity
accounts · AA
2020-05-29
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accounts-with-accounts-type-micro-entity
accounts · AA
2019-05-29
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accounts-with-accounts-type-micro-entity
accounts · AA
2018-04-17
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-05-18
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accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-05-30
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accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-08-19
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-05-29
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-08-19
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2005-12-07
🔒
Charge registered #3
Lender: Skipton Building Society
2005-12-07
🔒
Charge registered #2
Lender: Skipton Building Society
2005-02-23
🔒
Charge registered #1
Lender: Skipton Building Society
2004-04-02
➕
OJO, Olusola Olawumi appointed
director
2001-08-13
➕
OJO, Olusola Olawumi appointed
secretary
2001-08-13
➕
OJO, Olatunde Adeniyi appointed
director
2001-08-13
➖
FORM 10 SECRETARIES FD LTD resigned
corporate-nominee-secretary
2001-08-13
➖
FORM 10 DIRECTORS FD LTD resigned
corporate-nominee-director
2001-08-09
🏢
Company incorporated
As 3 GEMS VENTURES LIMITED
2001-08-09
➕
FORM 10 SECRETARIES FD LTD appointed
corporate-nominee-secretary
2001-08-09
➕
FORM 10 DIRECTORS FD LTD appointed
corporate-nominee-director

Owner dependency

76/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

86/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Olusola Olawumi Ojo Individual · British · DOB 02/1967 · age 59	25–50%	—	25-50% shares	05/08/2016
Mr Olatunde Adeniyi Ojo Individual · British · DOB 04/1962 · age 64	25–50%	—	25-50% shares	09/04/2016

1 historic (ceased) PSC

Mr Olatunde A Ojoceased 12/08/2025· 50-75% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · RM postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
1 CHANDLER COURT (GRIP HOLDINGS) LIMITED→ 15347984 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
1 CHAPEL TERRACE LTD→ 16765472 · est 2025 · no financials extracted	—	—	—	—	—	—	—
1 PARKER ROAD (GRIP HOLDINGS) LIMITED→ 15348473 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
1 STERLING PROPERTIES LTD→ 16993406 · est 2026 · no financials extracted	—	—	—	—	—	—	—
1-24 ARMSBY HOUSE FREEHOLD LIMITED→ 12427338 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
10 HOMEFIELD CLOSE LTD→ 15943086 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
100 HOLDINGS LIMITED→ 13739764 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
100 KEY PROPERTIES LTD→ 14648613 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
107 WRITTLE ROAD LTD→ 15882203 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
11 STAR PROPERTY SERVICES LIMITED→ 11333197 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
111 REALTY LIMITED→ 12872078 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
115 LIVERPOOL ROAD LIMITED→ 05225011 · est 2004 · no financials extracted	—	—	—	—	21y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2001-08-09

Jurisdictionengland-wales

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

88 Meadow Road

Grays

Essex

RM16 2EX

Filing status

Accounts

Next due: 2026-05-31

Last made up to: 2024-08-31

Confirmation statement

Next due: 2026-08-23

Last: 2025-08-09

Officers (3 active · 2 resigned)

OJO, Olusola Olawumi→

secretary · appointed 2001-08-13

View their other companies + combined net worth →

Active

OJO, Olatunde Adeniyi→

director · ~64y · appointed 2001-08-13

View their other companies + combined net worth →

Active

OJO, Olusola Olawumi→

director · ~59y · appointed 2004-04-02

View their other companies + combined net worth →

Active

FORM 10 SECRETARIES FD LTD→

corporate-nominee-secretary · appointed 2001-08-09 · resigned 2001-08-13

Resigned

FORM 10 DIRECTORS FD LTD→

corporate-nominee-director · appointed 2001-08-09 · resigned 2001-08-13

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:3 of 3 shown

		Type	Properties
outstanding	Skipton Building Society	Legal charge	1 property	07/12/2005	—
outstanding	Skipton Building Society	Legal charge	1 property	07/12/2005	—
outstanding	Skipton Building Society	Legal charge	1 property	23/02/2005	—

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (67 total)

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2025-08-12

notification-of-a-person-with-significant-control

persons-with-significant-control · PSC01

2025-08-12