PINNACLE SCHOOLS (FIFE) LIMITED
🌳Matureactive
04095208 · ltd · incorporated 2000-10-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueStrong opportunity: leverage-led grower with strong profile and acceptable with review structure.
Opportunity 76/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (57/100).
🏦
Refinance opportunity
16 live charges · 9 lenders · oldest 24.6y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 24.6 years old — likely at or near maturity.
- · 9 lenders named — inter-creditor friction likely.
- · Legal-friction score 63/100 (high).
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
16 charges (16/16 with lender, 16/16 with type)
90
Directors & officers
37 officers (3 active, 37 linked, 28 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
160 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £1,267,000
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Profit before tax | £1.27M | £1.51M |
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (108 events)Click to expand
- 2026-01-08📄replacement-filing-of-director-appointment-with-nameofficers · RP01AP01
- 2025-11-21📄accounts-with-accounts-type-fullaccounts · AA
- 2025-07-16📄legacymiscellaneous · ANNOTATION
- 2025-06-12📄memorandum-articlesincorporation · MA
- 2025-06-04📄resolutionresolution · RESOLUTIONS
- 2025-06-03📄statement-of-companys-objectschange-of-constitution · CC04
- 2024-11-26➕HEPBURN, Paul Robert, Mr. appointeddirector
- 2024-11-26➖MCGHEE, Steven John resigneddirector
- 2024-11-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-15📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-07-09📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-07-09📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2024-06-08➕RESOLIS LIMITED appointedcorporate-secretary
- 2024-06-08➖JARVIE, Karen Elizabeth resignedsecretary
- 2024-01-15➕JOHNSTONE, Peter Kenneth appointeddirector
- 2024-01-15➖TEMPLETON, Matthew resigneddirector
- 2024-01-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-11-21📄accounts-with-accounts-type-smallaccounts · AA
- 2023-05-30➖KELLY, Stephen James resigneddirector
- 2023-05-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-05-30📄change-person-director-company-with-change-dateofficers · CH01
- 2023-05-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-12➕MCGHEE, Steven John appointeddirector
- 2022-10-31📄accounts-with-accounts-type-smallaccounts · AA
- 2021-11-18📄accounts-with-accounts-type-smallaccounts · AA
- 2021-05-20➖GORDON, John Stephen resigneddirector
- 2020-01-01➕KELLY, Stephen James appointeddirector
- 2019-07-12➖HCP SOCIAL INFRASTRUCTURE (UK) LIMITED resignedcorporate-secretary
- 2019-06-10➕JARVIE, Karen Elizabeth appointedsecretary
- 2018-10-10➕TEMPLETON, Matthew appointeddirector
- 2018-07-04➖CLAPP, Andrew resigneddirector
- 2017-03-07➕GORDON, John Stephen appointeddirector
- 2015-04-21➖QUAIFE, Geoffrey Alan resigneddirector
- 2015-04-21➖WEGENER, Elena Giorgiana resigneddirector
- 2014-10-31➕CLAPP, Andrew appointeddirector
- 2014-10-31➖HONEYMAN, David resigneddirector
- 2014-07-01➖PEARSON, Kevin John resignedsecretary
- 2014-07-01➕HCP SOCIAL INFRASTRUCTURE (UK) LIMITED appointedcorporate-secretary
- 2014-03-25➕WEGENER, Elena Giorgiana appointeddirector
- 2013-06-26➕PEARSON, Kevin John appointedsecretary
- 2013-06-26➖WALKER, Robert Peter resignedsecretary
- 2013-03-12➕HONEYMAN, David appointeddirector
- 2013-03-12➖WOTHERSPOON, Robert John William resigneddirector
- 2013-01-10➖CARTER, Stuart Anthony resigneddirector
- 2012-05-01➕CARTER, Stuart Anthony appointeddirector
- 2012-05-01➖COLES, Lindsey Jane resigneddirector
- 2008-08-26➕WALKER, Robert Peter appointedsecretary
Showing most recent 50 of 108 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low16 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Pinnacle Schools (Fife) Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Pinnacle Schools (Fife) Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
PINNACLE SCHOOLS (FIFE) LIMITED
This company · 04095208
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Pinnacle Schools (Fife) Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · LS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| @41 HOUSE OF HAIR LIMITED→ 14283830 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 08DIRECT LIMITED→ 06428331 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| 123BAYSWATER LTD→ 07365287 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 134 THE MEWS LTD→ 07411728 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 16 NUNROYD ROAD LTD→ 15987447 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1991 NAILS AND BEAUTY LIMITED→ 16569710 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1ST CLASS STORAGE LTD→ 15108056 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1ST DEFENCE LOCKSMITHS LIMITED→ 10114645 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| 1ST RESPONSE RECOVERY LIMITED→ 06666959 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 1ST SELECT LIMITED→ 10297158 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 1ST VIRTUAL PA LIMITED→ 10763796 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 1ST XTREME CLEANING LTD→ 16433050 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2000-10-24
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
1 Park Row
Leeds
LS1 5AB
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-10
Last: 2025-11-26
Officers (3 active · 34 resigned)
RESOLIS LIMITED→
Activecorporate-secretary · appointed 2024-06-08
View their other companies + combined net worth →
HEPBURN, Paul Robert, Mr.→
Activedirector · ~57y · appointed 2024-11-26
View their other companies + combined net worth →
JOHNSTONE, Peter Kenneth→
Activedirector · ~61y · appointed 2024-01-15
View their other companies + combined net worth →
COWEN, Brendon Raymond→
Resignedsecretary · appointed 2000-10-24 · resigned 2001-08-24
JARVIE, Karen Elizabeth→
Resignedsecretary · appointed 2019-06-10 · resigned 2024-06-08
PEARSON, Kevin John→
Resignedsecretary · appointed 2013-06-26 · resigned 2014-07-01
WALKER, Robert Peter→
Resignedsecretary · appointed 2008-08-26 · resigned 2013-06-26
WOTHERSPOON, Robert John William→
Resignedsecretary · appointed 2001-08-24 · resigned 2008-08-26
HCP SOCIAL INFRASTRUCTURE (UK) LIMITED→
Resignedcorporate-secretary · appointed 2014-07-01 · resigned 2019-07-12
L.C.I. SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2000-10-24 · resigned 2000-10-24
AITCHISON, Paul→
Resigneddirector · ~73y · appointed 2001-08-24 · resigned 2003-03-21
CARTER, Stuart Anthony→
Resigneddirector · ~61y · appointed 2012-05-01 · resigned 2013-01-10
CARTER, Stuart Anthony→
Resigneddirector · ~61y · appointed 2006-09-25 · resigned 2007-10-09
CLAPP, Andrew→
Resigneddirector · ~51y · appointed 2014-10-31 · resigned 2018-07-04
COLES, Lindsey Jane→
Resigneddirector · ~62y · appointed 2007-10-09 · resigned 2012-05-01
COOMBES, John Francis→
Resigneddirector · ~78y · appointed 2001-08-24 · resigned 2005-09-30
COOPER, Phillip John→
Resigneddirector · ~77y · appointed 2006-12-11 · resigned 2007-12-10
COWEN, Brendon Raymond→
Resigneddirector · ~84y · appointed 2000-10-24 · resigned 2001-08-24
DERKSEN, Johannes Gerarous Maria→
Resigneddirector · ~69y · appointed 2002-12-20 · resigned 2005-05-12
GORDON, John Stephen→
Resigneddirector · ~64y · appointed 2017-03-07 · resigned 2021-05-20
Click a director name to see their full track record across all companies.
Mortgages & charges
16
Total charges
16
Outstanding
9
Active lenders
Status:Lender:16 of 16 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Cit Group Structured Finance (UK) (the Security Trustee) Cit Group Structured Finance (UK) Limited (the Security Trustee) | Scottish assignation in security also executed on 27 september 2004 and intimated on 29 september 2004, | 1 property | 20/09/2004 | — | |
| outstanding | Cit Group Structured Finance (UK) (the Security Trustee) for Itself and for and Onbehalf of the Lenders (as Defined in the Intercreditor Agreement) Cit Group Structured Finance (UK) Limited (the Security Trustee) for Itself and for and Onbehalf of the Lenders (as Defined in the Intercreditor Agreement) | Second supplemental scottish assignation in security dated 1 august 2003 and | 2 properties | 04/08/2003 | — | |
| outstanding | Cit Group Structured Finance (UK) (the Security Trustee) for Itself and as Securitytrustee for and on Behalf of the Lenders Cit Group Structured Finance (UK) Limited (the Security Trustee) for Itself and as Securitytrustee for and on Behalf of the Lenders | Second supplemental standard security which was presented for registration in scotland on 14 august 2003 and | 1 property | 01/08/2003 | — | |
| outstanding | Cit Group Structured Finance (UK) (the Security Trustee) for Itself and as Securitytrustee for and on Behalf of the Lenders Cit Group Structured Finance (UK) Limited (the Security Trustee) for Itself and as Securitytrustee for and on Behalf of the Lenders | Second supplemental standard security which was presented for registration in scotland on 14 august 2003 and | 1 property | 01/08/2003 | — | |
| outstanding | Cit Group Structured Finance (UK) (the Security Trustee) for Itself and as Securitytrustee for and on Behalf of the Lenders Cit Group Structured Finance (UK) Limited (the Security Trustee) for Itself and as Securitytrustee for and on Behalf of the Lenders | Second supplemental standard security which was presented for registration in scotland on 14 august 2003 and | 1 property | 01/08/2003 | — | |
| outstanding | Cit Group Structured Finance (UK) the Security Trustee Cit Group Structured Finance (UK) Limited the Security Trustee | Second supplemental debenture | 1 property | 01/08/2003 | — | |
| outstanding | Newcourt Capital (UK) Now K/a Cit Group Structured Finance (UK) for Itself Andas Security Trustee for and on Behalf of the Lenders Newcourt Capital (UK) Limited Now K/a Cit Group Structured Finance (UK) Limited for Itself Andas Security Trustee for and on Behalf of the Lenders | A standard security which was presented for registrationin scotland on the 30 october 2002 and | 1 property | 08/10/2002 | — | |
| outstanding | Newcourt Capital (UK) Now K/a Cit Group Structured Finance (UK) for Itself Andas Security Trustee for and on Behalf of the Lenders Newcourt Capital (UK) Limited Now K/a Cit Group Structured Finance (UK) Limited for Itself Andas Security Trustee for and on Behalf of the Lenders | A standard security which was presented for registration in scotland on the 30 october 2002 and | 1 property | 08/10/2002 | — | |
| outstanding | Newcourt Capital (UK) Now K/a Cit Group Structured Finance (UK) for Itself Andas Security Trustee for and on Behalf of the Lenders Newcourt Capital (UK) Limited Now K/a Cit Group Structured Finance (UK) Limited for Itself Andas Security Trustee for and on Behalf of the Lenders | A standard security which was presented for registration in scotland on the 30 october 2002 and | 1 property | 08/10/2002 | — | |
| outstanding | Newcourt Capital (UK) (the Security Trustee for Itself and for and on Behalf of Thelenders Newcourt Capital (UK) Limited (the Security Trustee for Itself and for and on Behalf of Thelenders | Supplemental scottich assignation in security | 1 property | 08/10/2002 | — | |
| outstanding | Newcourt Capital (UK) (the Security Trustee for Itself and as Security Trustee for and on Behalf of the Lenders) Newcourt Capital (UK) Limited (the Security Trustee for Itself and as Security Trustee for and on Behalf of the Lenders) | Supplemental debenture | 1 property | 08/10/2002 | — | |
| outstanding | Newcourt Capital (UK) ,as Security Trustee for Itself and the Lenders(as Defined) Newcourt Capital (UK) Limited,as Security Trustee for Itself and the Lenders(as Defined) | Scottish assignation in security | 1 property | 11/09/2001 | — | |
| outstanding | Newcourt Capital (UK) Newcourt Capital (UK) Limited | A standard security whcich was presented for registration in scotland on the 26TH september 2001 | 1 property | 07/09/2001 | — | |
| outstanding | Newcourt Capital (UK) Newcourt Capital (UK) Limited | A standard security which was presented for registration in scotland on the 26TH september 2001 and | 1 property | 07/09/2001 | — | |
| outstanding | Newcourt Capital (UK) Newcourt Capital (UK) Limited | A standard security which was presented for registration in scotland on 26 september 2001 and | 1 property | 07/09/2001 | — | |
| outstanding | Newcourt Capital (UK) ,as Security Trustee for Itself and the Lenders(as Defined) Newcourt Capital (UK) Limited,as Security Trustee for Itself and the Lenders(as Defined) | Debenture | 1 property | 07/09/2001 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (160 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-29
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-01-08
accounts-with-accounts-type-full
accounts · AA
2025-11-21
legacy
miscellaneous · ANNOTATION
2025-07-16
memorandum-articles
incorporation · MA
2025-06-12
resolution
resolution · RESOLUTIONS
2025-06-04
statement-of-companys-objects
change-of-constitution · CC04
2025-06-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-26
termination-director-company-with-name-termination-date
officers · TM01
2024-11-26
appoint-person-director-company-with-name-date
officers · AP01
2024-11-26
accounts-with-accounts-type-full
accounts · AA
2024-11-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-07-09
termination-secretary-company-with-name-termination-date
officers · TM02
2024-07-09
appoint-corporate-secretary-company-with-name-date
officers · AP04
2024-07-09
termination-director-company-with-name-termination-date
officers · TM01
2024-01-15