A. C. COUNSELLING LIMITED

🌳Matureactive
04078362 · ltd · incorporated 2000-09-26
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£150
book net assets
Opportunity
82/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: SIC 84120
Sector: Public administration
ALSO REGISTERED FOR
  • 86900Other human health activities
Investor take
Pursue
Active trading company with a 86-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 86). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -42% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 18.6y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 18.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (4 active, 7 linked, 4 with DOB)
81
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
84 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £150
Net assets shrinking
Down £157,112 YoY
Cash draining
Cash down 42% YoY
Cash YoY
-42%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£75k
↓ 42% YoY
Net Worth
£150
↓ 100% YoY
Current Assets
£102k
↓ 25% YoY
Current Liabilities
—
£0£31k£63k£94k£126k£157kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£59.7k£176.8k
Current assets£101.8k£135.4k
Cash£74.7k£129.0k
Debtors£27.1k£6.4k
Net assets£150£157.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2025-09-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-09-10
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2024-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-03-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2023-03-03
    🔓
    Charge satisfied #2
  7. 2022-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-04-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-12-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-09-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-05-22
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  12. 2017-10-27
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  13. 2017-10-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2017-10-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2017-10-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2017-10-27
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  17. 2017-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2007-09-21
    🔒
    Charge registered #2
    Lender: Lloyds Tsb Bank PLC
  19. 2007-09-13
    🔒
    Charge registered #1
    Lender: Lloyds Tsb Bank PLC
  20. 2003-05-02
    ➕
    DE VERA DAVEY, Carl John appointed
    director
  21. 2003-05-02
    ➕
    DE VERA DAVEY, Janet appointed
    director
  22. 2003-05-02
    ➖
    PEACOCK, Robert Anderson resigned
    director
  23. 2001-08-31
    ➖
    BEACH SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  24. 2001-08-31
    ➖
    CROFT NOMINEES LIMITED resigned
    corporate-nominee-director
  25. 2001-08-30
    ➕
    DE VERA DAVEY, Janet appointed
    secretary
  26. 2001-08-30
    ➕
    PEACOCK, Joy appointed
    director
  27. 2001-08-30
    ➕
    PEACOCK, Robert Anderson appointed
    director
  28. 2000-09-26
    🏢
    Company incorporated
    As A. C. COUNSELLING LIMITED
  29. 2000-09-26
    ➕
    BEACH SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  30. 2000-09-26
    ➕
    CROFT NOMINEES LIMITED appointed
    corporate-nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 86 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 86 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Janet De Vera Davey
Individual · British · DOB 09/1961 · age 65
25–50%
—25-50% shares01/09/2016
Mr Carl John De Vera Davey
Individual · British · DOB 06/1964 · age 62
25–50%
—25-50% shares01/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Other · CH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
045CARE LIMITED→
17102453 · est 2026 · no financials extracted
———————
08588380 LTD→
08588380 · est 2013 · no financials extracted
————12y——
109 ARROWE ROAD, (MANAGEMENT) LIMITED→
02641143 · est 1991 · no financials extracted
————34y——
1898 LIMITED→
14434151 · est 2022 · no financials extracted
————3y——
24-7 MONITORING LIMITED→
05866084 · est 2006 · no financials extracted
————19y——
31 MEOLS DRIVE HOYLAKE LIMITED→
07225052 · est 2010 · no financials extracted
————16y——
4 PAWS FRIENDLY LIMITED→
10501330 · est 2016 · no financials extracted
————9y——
64H LIMITED LIABILITY PARTNERSHIP→
OC309453 · est 2004 · no financials extracted
————21y——
A JONES FIRE RISK SERVICES LTD→
16999401 · est 2026 · no financials extracted
———————
A LITTLE LOST LTD→
09280218 · est 2014 · no financials extracted
————11y——
A. JOPHIEL LTD→
05373287 · est 2005 · no financials extracted
————21y——
AA & LA LIMITED→
13658939 · est 2021 · no financials extracted
————4y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2000-09-26
Jurisdictionengland-wales
Primary SIC84120 — SIC 84120

Registered office

C/O Djh Chester City Military House
24 Castle Street
Chester
CH1 2DS
United Kingdom

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-10
Last: 2025-09-26

Officers (4 active · 3 resigned)

DE VERA DAVEY, Janet→
secretary · appointed 2001-08-30
View their other companies + combined net worth →
Active
DE VERA DAVEY, Carl John→
director · ~62y · appointed 2003-05-02
View their other companies + combined net worth →
Active
DE VERA DAVEY, Janet→
director · ~65y · appointed 2003-05-02
View their other companies + combined net worth →
Active
PEACOCK, Joy→
director · ~86y · appointed 2001-08-30
View their other companies + combined net worth →
Active
BEACH SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 2000-09-26 · resigned 2001-08-31
Resigned
PEACOCK, Robert Anderson→
director · ~106y · appointed 2001-08-30 · resigned 2003-05-02
Resigned
CROFT NOMINEES LIMITED→
corporate-nominee-director · appointed 2000-09-26 · resigned 2001-08-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
Mortgage1 property21/09/200703/03/2023
outstanding
Lloyds Banking Group
Lloyds Tsb Bank PLC
Debenture1 property13/09/2007—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (84 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-27
mortgage-satisfy-charge-full
mortgage · MR04
2023-03-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-10-14