WEST CUMBRIA ESTATES MANAGEMENT LIMITED

📉Decliningactive
03729342 · ltd · incorporated 1999-03-09
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
drifting distress · 6-months
Drifting toward distress — expect more negotiability in 3–6 months, but also more friction.
  • · Lifecycle stage drifting downward
  • · Currently "declining"
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Conservative operator with a 60-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (65/100, director aged 60). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (78/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 25.8y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 25.8 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 20/100 — clean.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
19 officers (3 active, 19 linked, 14 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
127 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Profitable
Profit before tax £260,576

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Profit before tax£260.6k£426.7k
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (65 events)Click to expand
  1. 2025-05-09
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-02-26
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-02-20
    📄
    change-corporate-secretary-company-with-change-date
    officers · CH04
  4. 2024-08-26
    📄
    accounts-with-accounts-type-full
    accounts · AA
  5. 2024-04-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2024-04-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2024-04-01
    ➕
    DAKPOE, Prince Yao appointed
    director
  8. 2024-04-01
    ➖
    CAVILL, John Ivor resigned
    director
  9. 2024-01-03
    📄
    change-corporate-secretary-company-with-change-date
    officers · CH04
  10. 2023-09-08
    📄
    accounts-with-accounts-type-full
    accounts · AA
  11. 2023-02-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2023-02-01
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2023-01-31
    ➕
    DIX, Carl Harvey appointed
    director
  14. 2023-01-31
    ➖
    SHELDRAKE, Peter John resigned
    director
  15. 2022-09-24
    📄
    accounts-with-accounts-type-full
    accounts · AA
  16. 2021-12-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2021-12-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  18. 2021-12-02
    ➖
    GILMOUR, David Fulton resigned
    director
  19. 2021-12-02
    ➕
    SHELDRAKE, Peter John appointed
    director
  20. 2021-07-10
    📄
    accounts-with-accounts-type-full
    accounts · AA
  21. 2020-11-23
    📄
    accounts-with-accounts-type-full
    accounts · AA
  22. 2020-10-05
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  23. 2020-10-05
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  24. 2020-10-05
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  25. 2020-10-05
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  26. 2020-10-05
    🔓
    Charge satisfied #5
  27. 2020-10-05
    🔓
    Charge satisfied #4
  28. 2020-10-05
    🔓
    Charge satisfied #3
  29. 2020-10-05
    🔓
    Charge satisfied #2
  30. 2016-01-25
    ➕
    CAVILL, John Ivor appointed
    director
  31. 2016-01-25
    ➖
    BIIF CORPORATE SERVICES LIMITED resigned
    corporate-director
  32. 2011-03-04
    ➖
    CAVILL, John Ivor resigned
    director
  33. 2011-03-04
    ➕
    GILMOUR, David Fulton appointed
    director
  34. 2010-03-05
    ➕
    CAVILL, John Ivor appointed
    director
  35. 2010-03-05
    ➖
    CHRISTAKIS, Anastasios resigned
    director
  36. 2009-08-27
    ➕
    INFRASTRUCTURE MANAGERS LIMITED appointed
    corporate-secretary
  37. 2009-08-27
    ➖
    MACLAY MURRAY & SPENS LLP resigned
    corporate-nominee-secretary
  38. 2009-08-27
    ➖
    WALLS, Andrew Peter Lindsay resigned
    director
  39. 2009-03-31
    ➖
    ELLIOT, John Christian resigned
    director
  40. 2009-03-31
    ➕
    BIIF CORPORATE SERVICES LIMITED appointed
    corporate-director
  41. 2009-03-19
    ➕
    CHRISTAKIS, Anastasios appointed
    director
  42. 2007-11-27
    ➕
    WALLS, Andrew Peter Lindsay appointed
    director
  43. 2007-11-21
    ➖
    LOVE, Jan Karen, Doctor resigned
    director
  44. 2006-09-28
    🔓
    Charge satisfied #1
  45. 2006-09-25
    ➖
    HILL, David Robert resigned
    secretary
  46. 2006-09-25
    ➕
    MACLAY MURRAY & SPENS LLP appointed
    corporate-nominee-secretary
  47. 2006-09-25
    ➖
    ARMSTRONG, Paul resigned
    director
  48. 2006-09-25
    ➕
    ELLIOT, John Christian appointed
    director
  49. 2006-09-25
    ➖
    HILL, David Robert resigned
    director
  50. 2006-09-25
    ➕
    LOVE, Jan Karen, Doctor appointed
    director
Showing most recent 50 of 65 events

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Wcem (Holdings) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Wcem (Holdings) Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
WEST CUMBRIA ESTATES MANAGEMENT LIMITED
This company · 03729342

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Wcem (Holdings) Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1999-03-09
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

8th Floor 6 Kean Street
London
WC2B 4AS
United Kingdom

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-05-20
Last: 2025-05-06

Officers (3 active · 16 resigned)

INFRASTRUCTURE MANAGERS LIMITED→
corporate-secretary · appointed 2009-08-27
View their other companies + combined net worth →
Active
DAKPOE, Prince Yao→
director · ~47y · appointed 2024-04-01
View their other companies + combined net worth →
Active
DIX, Carl Harvey→
director · ~60y · appointed 2023-01-31
View their other companies + combined net worth →
Active
HILL, David Robert→
secretary · appointed 1999-03-19 · resigned 2006-09-25
Resigned
DICKINSON DEES→
corporate-nominee-secretary · appointed 1999-03-09 · resigned 1999-03-19
Resigned
MACLAY MURRAY & SPENS LLP→
corporate-nominee-secretary · appointed 2006-09-25 · resigned 2009-08-27
Resigned
ARMSTRONG, Paul→
director · ~67y · appointed 1999-03-19 · resigned 2006-09-25
Resigned
CARE, Timothy James→
director · ~65y · appointed 1999-03-09 · resigned 1999-03-19
Resigned
CAVILL, John Ivor→
director · ~54y · appointed 2016-01-25 · resigned 2024-04-01
Resigned
CAVILL, John Ivor→
director · ~54y · appointed 2010-03-05 · resigned 2011-03-04
Resigned
CHRISTAKIS, Anastasios→
director · ~53y · appointed 2009-03-19 · resigned 2010-03-05
Resigned
ELLIOT, John Christian→
director · ~74y · appointed 2006-09-25 · resigned 2009-03-31
Resigned
GILMOUR, David Fulton→
director · ~63y · appointed 2011-03-04 · resigned 2021-12-02
Resigned
HILL, David Robert→
director · ~73y · appointed 1999-03-19 · resigned 2006-09-25
Resigned
LOVE, Jan Karen, Doctor→
director · ~54y · appointed 2006-09-25 · resigned 2007-11-21
Resigned
SHELDRAKE, Peter John→
director · ~67y · appointed 2021-12-02 · resigned 2023-01-31
Resigned
TODHUNTER, George William Parker→
director · ~78y · appointed 1999-03-19 · resigned 2006-09-25
Resigned
WALLS, Andrew Peter Lindsay→
director · ~58y · appointed 2007-11-27 · resigned 2009-08-27
Resigned
BIIF CORPORATE SERVICES LIMITED→
corporate-director · appointed 2009-03-31 · resigned 2016-01-25
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Assignment of contracts1 property04/12/200305/10/2020
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Deed of charge over credit balances1 property04/12/200305/10/2020
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Debenture1 property04/12/200305/10/2020
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property04/12/200305/10/2020
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Debenture1 property30/06/200028/09/2006

Recent filings (127 total)

accounts-with-accounts-type-full
accounts · AA
2025-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-02-26
change-corporate-secretary-company-with-change-date
officers · CH04
2025-02-20
accounts-with-accounts-type-full
accounts · AA
2024-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-22
termination-director-company-with-name-termination-date
officers · TM01
2024-04-04
appoint-person-director-company-with-name-date
officers · AP01
2024-04-04
change-corporate-secretary-company-with-change-date
officers · CH04
2024-01-03
accounts-with-accounts-type-full
accounts · AA
2023-09-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-17
termination-director-company-with-name-termination-date
officers · TM01
2023-02-01
appoint-person-director-company-with-name-date
officers · AP01
2023-02-01
accounts-with-accounts-type-full
accounts · AA
2022-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-04