MILLER HOMES CAMBRIDGE LIMITED
🌳Matureactive
03647653 · ltd · incorporated 1998-10-09
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 17.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueActive trading company. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 17.9y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 17.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
20 officers (2 active, 20 linked, 15 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
118 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
2
filings
- • 2 officers
Last 90 days
4
filings
- • 4 officers
Last 180 days
5
filings
- • 4 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (61 events)Click to expand
- 2026-04-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-01➕GIBSON, Graeme Kenneth appointeddirector
- 2026-04-01➖MURDOCH, Ian resigneddirector
- 2026-02-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-31➕KINNIBURGH, Moira Jane appointeddirector
- 2026-01-31➖JACKSON, Julie Mansfield resigneddirector
- 2025-10-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-10-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-06-26📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-10-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-06-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-09-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-09-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-09-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-04-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-03-31➖BIRCH, Steve resigneddirector
- 2017-12-04📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2017-09-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2013-11-18➖RICHARDS, John Steel resigneddirector
- 2012-10-22➕JACKSON, Julie Mansfield appointeddirector
- 2012-10-22➖KINNIBURGH, Moira Jane resigneddirector
- 2012-05-16➖SMYTH, Pamela June resignedsecretary
- 2011-06-09🔓Charge satisfied #3
- 2011-06-09🔓Charge satisfied #1
- 2011-05-21🔓Charge satisfied #2
- 2011-03-29➖ANDERSON, Ewan Thomas resigneddirector
- 2011-03-29➕MURDOCH, Ian appointeddirector
- 2009-06-30➖HEARN, Christopher Paul resigneddirector
- 2009-03-27🔒Charge registered #3Lender: Lloyds Tsb Scotland PLC
- 2009-03-02➕RICHARDS, John Steel appointeddirector
- 2008-09-30➖SARRAFF, Richard Gameel resigneddirector
- 2008-06-04🔒Charge registered #2Lender: The Chancellor Masters and Scholars of the University of Cambridge
- 2008-06-04🔒Charge registered #1Lender: Lloyds Tsb Scotland PLC
- 2007-12-10➕HEARN, Christopher Paul appointeddirector
- 2007-12-10➕KINNIBURGH, Moira Jane appointeddirector
- 2007-12-10➕SARRAFF, Richard Gameel appointeddirector
- 2005-11-01➕BIRCH, Steve appointeddirector
- 2005-09-30➖DOWNING, Martin Richard Frederick resigneddirector
- 2005-09-23➖COLEBROOK, Peter resigneddirector
- 2003-05-30➖RUSSELL, Paul resigneddirector
- 2002-10-10➕COLEBROOK, Peter appointeddirector
- 2002-08-30➖MCKINNON, Iain Lachlan resignedsecretary
- 2002-08-30➕SMYTH, Pamela June appointedsecretary
- 2002-06-01➕RUSSELL, Paul appointeddirector
- 2002-05-07➕ANDERSON, Ewan Thomas appointeddirector
- 2002-05-07➖SMITH, Ian David resigneddirector
- 2002-01-21➖DONALDSON, Euan James resignedsecretary
Showing most recent 50 of 61 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: JACKSON, Julie Mansfield resigned 2026-01-31; MURDOCH, Ian resigned 2026-04-01
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Miller Homes Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Miller Homes Holdings Limited
Corporate parent · holds 75-100% shares
⬇
MILLER HOMES CAMBRIDGE LIMITED
This company · 03647653
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miller Homes Holdings Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · DE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 101 DEVELOPMENTS LIMITED→ 06789931 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| 13D LIMITED→ 14621607 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 150 UOR LTD→ 16965948 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 183 KEDLESTON LTD→ 14354664 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 1ST FOUNDATIONS LTD→ 05070908 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| 2 BUILDERS DERBY LTD→ 12890068 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 2012 PARTNERSHIP HOMES LTD→ 08240444 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| 24HOURS RAPID RESPONSE PLUMBER LIMITED→ 16858145 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 24HR ROOFING LIMITED→ 16201143 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 2CANDO LOGISTICAL PROPERTY SERVICES LTD→ 10275638 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 2D ELECTRICAL LTD→ 16702733 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 2I CARS LIMITED→ 10620432 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1998-10-09
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
2 Centro Place
Pride Park
Derby
Derbyshire
DE24 8RF
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-06
Last: 2025-11-22
Officers (2 active · 18 resigned)
GIBSON, Graeme Kenneth→
Activedirector · ~44y · appointed 2026-04-01
View their other companies + combined net worth →
KINNIBURGH, Moira Jane→
Activedirector · ~54y · appointed 2026-01-31
View their other companies + combined net worth →
DONALDSON, Euan James→
Resignedsecretary · appointed 1998-10-09 · resigned 2002-01-21
MCKINNON, Iain Lachlan→
Resignedsecretary · appointed 2002-01-21 · resigned 2002-08-30
SMYTH, Pamela June→
Resignedsecretary · appointed 2002-08-30 · resigned 2012-05-16
YORK PLACE COMPANY SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1998-10-09 · resigned 1998-10-09
ANDERSON, Ewan Thomas→
Resigneddirector · ~60y · appointed 2002-05-07 · resigned 2011-03-29
BIRCH, Steve→
Resigneddirector · ~67y · appointed 2005-11-01 · resigned 2018-03-31
COLEBROOK, Peter→
Resigneddirector · ~63y · appointed 2002-10-10 · resigned 2005-09-23
DOWNING, Martin Richard Frederick→
Resigneddirector · ~72y · appointed 2000-10-31 · resigned 2005-09-30
HEARN, Christopher Paul→
Resigneddirector · ~61y · appointed 2007-12-10 · resigned 2009-06-30
JACKSON, Julie Mansfield→
Resigneddirector · ~61y · appointed 2012-10-22 · resigned 2026-01-31
KINNIBURGH, Moira Jane→
Resigneddirector · ~54y · appointed 2007-12-10 · resigned 2012-10-22
MILLAR, Robert Brandon→
Resigneddirector · ~76y · appointed 1998-10-09 · resigned 2000-10-31
MURDOCH, Ian→
Resigneddirector · ~56y · appointed 2011-03-29 · resigned 2026-04-01
RICHARDS, John Steel→
Resigneddirector · ~69y · appointed 2009-03-02 · resigned 2013-11-18
RUSSELL, Paul→
Resigneddirector · ~61y · appointed 2002-06-01 · resigned 2003-05-30
SARRAFF, Richard Gameel→
Resigneddirector · ~72y · appointed 2007-12-10 · resigned 2008-09-30
SMITH, Ian David→
Resigneddirector · ~82y · appointed 2000-10-31 · resigned 2002-05-07
YORK PLACE COMPANY NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 1998-10-09 · resigned 1998-10-09
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Tsb Scotland PLC | Supplemental debenture | 2 properties | 27/03/2009 | 09/06/2011 | |
| satisfied | The Chancellor Masters and Scholars of the University of Cambridge | Deed of charge | 1 property | 04/06/2008 | 21/05/2011 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Scotland PLC | Debenture | 2 properties | 04/06/2008 | 09/06/2011 |
Recent filings (118 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-04-08
termination-director-company-with-name-termination-date
officers · TM01
2026-04-07
termination-director-company-with-name-termination-date
officers · TM01
2026-02-02
appoint-person-director-company-with-name-date
officers · AP01
2026-02-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-04
accounts-with-accounts-type-dormant
accounts · AA
2025-10-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-28
accounts-with-accounts-type-dormant
accounts · AA
2024-10-06
change-person-director-company-with-change-date
officers · CH01
2024-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-27
accounts-with-accounts-type-dormant
accounts · AA
2023-10-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-02
accounts-with-accounts-type-dormant
accounts · AA
2022-10-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-07
accounts-with-accounts-type-dormant
accounts · AA
2021-06-13