CITY LINK (CARDIFF) LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 79/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
4 live charges · 4 lenders · oldest 26.9y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 26.9 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 2 address
- • 1 officers
- • 1 confirmation-statement
- • 2 address
- • 1 officers
- • 1 confirmation-statement
- • 2 address
- • 1 officers
- • 1 confirmation-statement
Corporate timeline (59 events)Click to expand
- 2026-05-06📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-04-23📍change-sail-address-company-with-new-addressaddress · AD02
- 2025-06-18📄accounts-with-accounts-type-smallaccounts · AA
- 2024-06-11📄accounts-with-accounts-type-smallaccounts · AA
- 2023-07-19📄accounts-with-accounts-type-smallaccounts · AA
- 2022-07-11📄accounts-with-accounts-type-smallaccounts · AA
- 2021-07-15📄accounts-with-accounts-type-smallaccounts · AA
- 2020-08-20📄accounts-with-accounts-type-smallaccounts · AA
- 2019-06-10📄accounts-with-accounts-type-fullaccounts · AA
- 2019-01-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-01-07➖BONNET, Jean-Pierre Pierre resigneddirector
- 2018-06-21📄accounts-with-accounts-type-fullaccounts · AA
- 2017-08-22📄change-person-director-company-with-change-dateofficers · CH01
- 2017-06-09📄accounts-with-accounts-type-fullaccounts · AA
- 2016-07-05📄accounts-with-accounts-type-fullaccounts · AA
- 2016-05-31➖PERCIVAL, Andrew William resigneddirector
- 2016-05-05➕MURPHY, Rory John appointeddirector
- 2016-02-11➖BOWLER, David William resigneddirector
- 2016-02-03➕PERCIVAL, Andrew William appointeddirector
- 2016-01-19➖FINCH, David John resigneddirector
- 2016-01-15➕HUDSON, Ian David appointeddirector
- 2016-01-15➕BONNET, Jean-Pierre Pierre appointeddirector
- 2014-12-22➖COMBA, Alexander Michael resignedsecretary
- 2009-09-01➕BOWLER, David William appointeddirector
- 2009-08-31➖POUJOL, Jean Alain Marie Joseph resigneddirector
- 2009-04-27➕POUJOL, Jean Alain Marie Joseph appointeddirector
- 2008-02-29➖BOWLER, David William resignedsecretary
- 2008-02-29➕COMBA, Alexander Michael appointedsecretary
- 2008-01-30➖BOWLER, David William resigneddirector
- 2004-11-18🔓Charge satisfied #1
- 2004-11-08➖HARROLD, Richard Anthony resigneddirector
- 2004-11-08➖LEWIS, Gavin Andrew resigneddirector
- 2003-10-01➕HARROLD, Richard Anthony appointeddirector
- 2003-10-01➕LEWIS, Gavin Andrew appointeddirector
- 2003-06-30➖EAST, Stephen John resigneddirector
- 2003-06-30➖WARE, Robert Thomas Ernest resigneddirector
- 2003-06-06🔒Charge registered #4Lender: Barclays Bank PLC as Security Trustee
- 2003-05-23➕EAST, Stephen John appointeddirector
- 2003-05-23➖VAUGHAN, Steven Mark resigneddirector
- 2003-01-31➕BOWLER, David William appointedsecretary
- 2003-01-31➖ELLIS, Tony Leslie resignedsecretary
- 1999-07-08➕FINCH, David John appointeddirector
- 1999-07-08➕WARE, Robert Thomas Ernest appointeddirector
- 1999-07-08🔒Charge registered #3Lender: Sge (Holst) Investments Limited
- 1999-07-08🔒Charge registered #2Lender: Mepc Cardiff Limited
- 1999-07-08🔒Charge registered #1Lender: The Sumitomo Bank Limited
- 1999-06-15➕ELLIS, Tony Leslie appointedsecretary
- 1999-06-15➖FRASER, Kay Lisa resignedsecretary
- 1999-06-15➖FINCH, David John resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
City Link (Cardiff) Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
City Link (Cardiff) Holdings Limited Corporate entity | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · firm interest | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 18 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC as Security Trustee | Debenture | 1 property | 06/06/2003 | — | |
| outstanding | Sge (Holst) Investments Sge (Holst) Investments Limited | Debenture | 1 property | 08/07/1999 | — | |
| outstanding | Mepc Cardiff Mepc Cardiff Limited | Debenture | 1 property | 08/07/1999 | — | |
| satisfied | The Sumitomo Bank The Sumitomo Bank Limited | Debenture | 1 property | 08/07/1999 | 18/11/2004 |