PENDRAGON PROPERTY HOLDINGS LIMITED
🌳Matureactive
03437114 · ltd · incorporated 1997-09-19
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 61-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (60/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
25 live charges · 9 lenders · oldest 21.4y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 21.4 years old — likely at or near maturity.
- · 9 lenders named — inter-creditor friction likely.
- · Legal-friction score 53/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
25 charges (25/25 with lender, 25/25 with type)
90
Directors & officers
17 officers (5 active, 17 linked, 12 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
33 connected companies via shared directors
90
Filing history
175 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 address
Last 180 days
5
filings
- • 2 accounts
- • 2 other
- • 1 address
Counts from Companies House filing history.
Corporate timeline (102 events)Click to expand
- 2026-03-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-11-13📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-11-13📄legacyaccounts · PARENT_ACC
- 2025-11-04📄legacyother · GUARANTEE2
- 2025-11-04📄legacyother · AGREEMENT2
- 2025-09-23📄legacyother · GUARANTEE2
- 2025-09-22📄legacyother · AGREEMENT2
- 2025-02-27📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-01-20📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-01-20📄legacyaccounts · PARENT_ACC
- 2025-01-13📄legacyother · GUARANTEE2
- 2024-12-18📄legacyother · AGREEMENT2
- 2024-09-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-02➕THOMAS, Richard John appointeddirector
- 2024-07-12➖WILLIS, Mark Simon resigneddirector
- 2024-07-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-01➕MALONEY, Richard James appointeddirector
- 2024-07-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-28➕WILLIS, Mark Simon appointeddirector
- 2024-06-28➖WILLIS, Mark Simon resigneddirector
- 2024-06-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-06📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-02-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-05🔓Charge satisfied #25
- 2024-02-05🔓Charge satisfied #24
- 2024-02-05🔓Charge satisfied #23
- 2024-02-05🔓Charge satisfied #22
- 2024-02-05🔓Charge satisfied #21
- 2024-02-05🔓Charge satisfied #20
- 2024-02-05🔓Charge satisfied #19
- 2024-02-05🔓Charge satisfied #18
- 2024-02-05🔓Charge satisfied #16
- 2024-02-01➕WILLIAMSON, Neil appointeddirector
- 2024-01-30🔓Charge satisfied #15
- 2024-01-30🔓Charge satisfied #9
- 2024-01-30🔓Charge satisfied #6
- 2024-01-30🔓Charge satisfied #5
- 2024-01-30🔓Charge satisfied #4
- 2024-01-30🔓Charge satisfied #3
- 2024-01-30🔓Charge satisfied #2
- 2024-01-30🔓Charge satisfied #1
- 2023-10-07➖CASHA, Martin Shaun resigneddirector
- 2023-04-01🔒Charge registered #25Lender: National Westminster Bank PLC (As Security Trustee for the Secured Parties)
- 2023-03-27🔒Charge registered #24Lender: National Westminster Bank PLC
- 2022-07-06🔒Charge registered #23Lender: National Westminster Bank PLC
Showing most recent 50 of 102 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Pendragon Group Services Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️
Pendragon Group Services Limited
Corporate parent
⬇
PENDRAGON PROPERTY HOLDINGS LIMITED
This company · 03437114
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Pendragon Group Services Limited Corporate entity | — | 75–100% | 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · NG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 0002 PHAY EXETER RESI FREEHOLDCO LIMITED→ 15089415 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 0015 DEMANDEVILLE RP ENFIELD (FREEHOLDCO) LIMITED→ 10086209 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| 0020 MILSOM BATHGH (LEASECO) LIMITED→ 16388565 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 0021 NEW CTHDRL MCR (FREEHOLDCO) LIMITED→ 17030161 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 0027 PHILADELPHIA CC QUAKERS BRISTOL HN (LEASECO) LIMITED→ 17106149 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 0041 REDHILL SURREY (FREEHOLDCO) LIMITED→ 15858660 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 0062 BROAD ST BGH (LEASECO) LIMITED→ 16650098 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 0071 (PROPCOSO) LIMITED→ 12332871 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 0074 UNION ST ABERDEEN (FREEHOLDCO) LIMITED→ 08512592 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 0075 POPES ROAD BRIXTON (FREEHOLDCO) LIMITED→ 11577256 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 0078 (PROPCOSO) LIMITED→ 07852207 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 0078 TRELOGGAN RD NEWQUAY (FREEHOLDCO) LIMITED→ 10089800 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1997-09-19
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Lithia House 2 Oakwood Court, Little Oak Drive
Annesley
Nottingham
NG15 0DR
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-01
Last: 2025-07-18
Officers (5 active · 12 resigned)
MALONEY, Richard James→
Activesecretary · appointed 2006-02-14
View their other companies + combined net worth →
MALONEY, Richard James→
Activedirector · ~49y · appointed 2024-07-01
View their other companies + combined net worth →
THOMAS, Richard John→
Activedirector · ~53y · appointed 2024-09-02
View their other companies + combined net worth →
WILLIAMSON, Neil→
Activedirector · ~61y · appointed 2024-02-01
View their other companies + combined net worth →
PENDRAGON MANAGEMENT SERVICES LIMITED→
Activecorporate-director · appointed 1997-12-08
View their other companies + combined net worth →
SYKES, Hilary Claire→
Resignedsecretary · appointed 1997-12-08 · resigned 2017-01-01
INGLEBY NOMINEES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1997-09-19 · resigned 1997-12-08
CASHA, Martin Shaun→
Resigneddirector · ~66y · appointed 1997-12-08 · resigned 2023-10-07
FINN, Trevor Garry→
Resigneddirector · ~69y · appointed 1997-12-08 · resigned 2019-03-31
FORSYTH, David Robertson→
Resigneddirector · ~70y · appointed 1997-12-08 · resigned 2009-12-10
HERBERT, Mark Philip→
Resigneddirector · ~59y · appointed 2019-04-01 · resigned 2019-06-30
HOLDEN, Timothy Paul→
Resigneddirector · ~62y · appointed 2009-12-11 · resigned 2019-03-31
HOPEWELL, Stephen Neil→
Resigneddirector · ~67y · appointed 1997-12-08 · resigned 2001-11-26
SYKES, Hilary Claire→
Resigneddirector · ~66y · appointed 1999-04-27 · resigned 2017-01-01
WILLIS, Mark Simon→
Resigneddirector · ~50y · appointed 2024-06-28 · resigned 2024-07-12
WILLIS, Mark Simon→
Resigneddirector · ~50y · appointed 2019-04-08 · resigned 2024-06-28
INGLEBY HOLDINGS LIMITED→
Resignedcorporate-nominee-director · appointed 1997-09-19 · resigned 1997-12-08
Click a director name to see their full track record across all companies.
Mortgages & charges
25
Total charges
1
Outstanding
1
Active lenders
Status:Lender:25 of 25 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank (As Security Trustee for the Secured Parties) National Westminster Bank PLC (As Security Trustee for the Secured Parties) | A registered charge | 2 properties | 01/04/2023 | 05/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 27/03/2023 | 05/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 06/07/2022 | 05/02/2024 | |
| satisfied | National Westminster Bank (As Security Trustee for the Secured Parties) National Westminster Bank PLC (As Security Trustee for the Secured Parties) | A registered charge | 2 properties | 14/04/2022 | 05/02/2024 | |
| satisfied | National Westminster Bank (As Security Trustee for the Secured Parties) National Westminster Bank PLC (As Security Trustee for the Secured Parties) | A registered charge | 1 property | 24/03/2022 | 05/02/2024 | |
| satisfied | National Westminster Bank (As Security Trustee for the Secured Parties) National Westminster Bank PLC (As Security Trustee for the Secured Parties) | A registered charge | 1 property | 24/03/2022 | 05/02/2024 | |
| satisfied | National Westminster Bank (As Security Trustee for the Secured Parties) National Westminster Bank PLC (As Security Trustee for the Secured Parties) | A registered charge | 1 property | 24/03/2022 | 05/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 18/03/2022 | 05/02/2024 | |
| outstanding | Croudace Properties Croudace Properties Limited | A registered charge | — | 23/06/2016 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 16/06/2016 | 05/02/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 04/06/2015 | 30/01/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Security Agent | A registered charge | 1 property | 10/05/2013 | 29/03/2016 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Security Agent | A registered charge | 1 property | 10/05/2013 | 29/03/2016 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Security Agent | A registered charge | 1 property | 03/05/2013 | 18/03/2016 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC (The Override Agent) | Supplemental security agreement | 1 property | 25/06/2012 | 07/05/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Agent and Trustee for the Secured Parties | Standard security executed on 18 may 2012 | 1 property | 31/05/2012 | 07/05/2013 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus guarantee and set-off agreement | 1 property | 22/02/2011 | 30/01/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Agent and Trustee for the Secured Parties | A supplemental security agreement | 1 property | 25/06/2009 | 07/05/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Agent and Trustee for the Secured Parties (The Override Agent) | A security agreement | 1 property | 13/05/2009 | 07/05/2013 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus guarantee and set-off agreement dated 22 april 1996, | 1 property | 31/10/2008 | 30/01/2024 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus guarantee and set-off agreement dated 22/4/1996 | 1 property | 20/12/2005 | 30/01/2024 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus guarantee and set off agreement date 22 april 1996 and | 1 property | 25/08/2005 | 30/01/2024 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | An omnibus guarantee and set off agreement dated 22ND april 1996 | 1 property | 23/06/2005 | 30/01/2024 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus guarantee and set-off agreement | 1 property | 29/11/2004 | 30/01/2024 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus letter of set-off agreement dated 22ND april 1996 | 1 property | 29/11/2004 | 30/01/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (175 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-16
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-11-13
legacy
accounts · PARENT_ACC
2025-11-13
legacy
other · GUARANTEE2
2025-11-04
legacy
other · AGREEMENT2
2025-11-04
legacy
other · GUARANTEE2
2025-09-23
legacy
other · AGREEMENT2
2025-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-21
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-02-27
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-01-20
legacy
accounts · PARENT_ACC
2025-01-20
legacy
other · GUARANTEE2
2025-01-13
legacy
other · AGREEMENT2
2024-12-18
appoint-person-director-company-with-name-date
officers · AP01
2024-09-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-31