THE ST DAVID'S HOTEL CARDIFF LIMITED
🌳Matureactive
03299012 · ltd · incorporated 1997-01-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
63/100
Worth a look
What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 63/100 (worth a look), bankability 57/100. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
11 live charges · 7 lenders · oldest 27.2y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 27.2 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
27 officers (2 active, 27 linked, 18 with DOB)
83
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
194 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
63/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 2 mortgage
Counts from Companies House filing history.
Corporate timeline (94 events)Click to expand
- 2026-01-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-23🔓Charge satisfied #9
- 2025-12-19🔒Charge registered #11Lender: Credit Agricole Corporate and Investment Bank (As Security Agent)
- 2025-10-06📄accounts-with-accounts-type-smallaccounts · AA
- 2025-04-15📄accounts-with-accounts-type-smallaccounts · AA
- 2025-04-09📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-03-04📄gazette-notice-compulsorygazette · GAZ1
- 2024-06-05📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-05📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-14📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-29📄accounts-with-accounts-type-fullaccounts · AA
- 2023-12-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-12-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-07-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-07-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-01-07📄accounts-with-accounts-type-fullaccounts · AA
- 2022-04-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-04-11📄change-person-director-company-with-change-dateofficers · CH01
- 2022-03-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-03-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-03-21➕GAUTIER, Sophie appointeddirector
- 2022-03-21➖TOBELEM, Elsa resigneddirector
- 2021-08-04📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2021-08-04📄legacyaccounts · PARENT_ACC
- 2021-05-28➖LE LAY, Gael Thierry resigneddirector
- 2021-05-28➕TOBELEM, Elsa appointeddirector
- 2019-08-26➕LE LAY, Gael Thierry appointeddirector
- 2018-07-27🔓Charge satisfied #8
- 2018-07-27🔓Charge satisfied #7
- 2018-07-25➕BOUR, Patrick appointeddirector
- 2018-07-25➖BURRELL, James Alexander resigneddirector
- 2018-07-25➖GALLAGHER, Geraldine Josephine resigneddirector
- 2018-07-25➖HUNTER, Gail Susan resigneddirector
- 2018-07-25➖TROY, Anthony Gerard resigneddirector
- 2018-07-25🔒Charge registered #10Lender: Credit Agricole Corporate and Investment Bank (As Security Agent)
- 2018-07-25🔒Charge registered #9Lender: Credit Agricole Corporate & Investment Bank (As Security Agent)
- 2015-12-01🔒Charge registered #8Lender: Cbre Loan Servicing Limited
- 2014-11-10➕BURRELL, James Alexander appointeddirector
- 2014-06-27🔓Charge satisfied #6
- 2014-06-12🔒Charge registered #7Lender: Cbre Loan Servicing Limited
- 2014-06-03🔓Charge satisfied #5
- 2014-06-03🔓Charge satisfied #4
- 2014-01-31➖BENNISON, Matthew Edward resignedsecretary
- 2014-01-31➖BENNISON, Matthew Edward resigneddirector
- 2014-01-31➕GALLAGHER, Geraldine Josephine appointeddirector
- 2013-02-27🔒Charge registered #6Lender: Citicorp Trustee Company Limited
- 2011-12-01🔒Charge registered #5Lender: Bank of Scotland PLC
- 2011-07-19➕BENNISON, Matthew Edward appointedsecretary
- 2011-07-19➖DOUBLEDAY, Timothy resignedsecretary
Showing most recent 50 of 94 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 1 med ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-04-23
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Rocky Covivio Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Rocky Covivio Limited
Corporate parent · holds 75-100% shares · board control
⬇
THE ST DAVID'S HOTEL CARDIFF LIMITED
This company · 03299012
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Rocky Covivio Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/12/2023 |
3 historic (ceased) PSCs
- The St David's Hotel Cardiff Holdco Limitedceased 06/12/2023· 75-100% shares · 75-100% voting · board control
- Hcc Properties Limitedceased 25/07/2018· 75-100% shares · 75-100% voting · board control
- Rome Investco Ltdceased 25/07/2018· board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · CH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 102BS CHESTER LIMITED→ 15879444 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 113 FISH BAR & CHINESE LTD→ 14985345 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1260 (HOYLAKE) LTD→ 16429053 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 16854212 LTD→ 16999287 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 1990 FOOD SAFETY CONSULTANCY LIMITED→ 12198861 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 1HFO LTD→ 16245143 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1PCC LTD→ 12131631 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 26 CITY ROAD LTD→ 15347039 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 26CHESTER LTD→ 17013054 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 2GOOD2MISS LTD→ 16553618 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3SP LIMITED→ 16801906 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 52 SHREWSBURY ROAD MANAGEMENT LIMITED→ 04759591 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1997-01-06
Jurisdictionengland-wales
Primary SIC55100 — Hotels and similar accommodation
Registered office
Gorse Stacks House
George Street
Chester
CH1 3EQ
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-04-23OVERDUE
Last: 2025-04-09
Officers (2 active · 25 resigned)
BOUR, Patrick→
Activedirector · ~48y · appointed 2018-07-25
View their other companies + combined net worth →
GAUTIER, Sophie→
Activedirector · ~49y · appointed 2022-03-21
View their other companies + combined net worth →
BENNISON, Matthew Edward→
Resignedsecretary · appointed 2011-07-19 · resigned 2014-01-31
CHANDARANA, Kashyap→
Resignedsecretary · appointed 1998-10-21 · resigned 2004-04-19
DOUBLEDAY, Timothy→
Resignedsecretary · appointed 2010-11-29 · resigned 2011-07-19
GALLAGHER, Geraldine Josephine→
Resignedsecretary · appointed 2007-04-05 · resigned 2010-11-29
GUNN, Richard→
Resignedsecretary · appointed 2004-04-19 · resigned 2004-08-19
MUNNS, David Howard→
Resignedsecretary · appointed 2004-08-19 · resigned 2007-04-05
PASCALL, David Lewis→
Resignedsecretary · appointed 1997-04-17 · resigned 1998-10-20
HACKWOOD SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1997-01-06 · resigned 1997-04-17
BENNISON, Matthew Edward→
Resigneddirector · ~54y · appointed 2011-07-19 · resigned 2014-01-31
BURRELL, James Alexander→
Resigneddirector · ~52y · appointed 2014-11-10 · resigned 2018-07-25
DAVIES, Patrick→
Resigneddirector · ~69y · appointed 1997-04-18 · resigned 1998-10-16
DAY, Mark→
Resigneddirector · ~61y · appointed 2007-09-07 · resigned 2008-06-30
DOUBLEDAY, Timothy John→
Resigneddirector · ~62y · appointed 2010-11-29 · resigned 2011-07-19
FORTE, Rocco Giovanni, Sir→
Resigneddirector · ~81y · appointed 1997-04-17 · resigned 2007-04-05
GALLAGHER, Geraldine Josephine→
Resigneddirector · ~61y · appointed 2014-01-31 · resigned 2018-07-25
HUNTER, Gail Susan→
Resigneddirector · ~63y · appointed 2007-03-26 · resigned 2018-07-25
LE LAY, Gael Thierry→
Resigneddirector · ~55y · appointed 2019-08-26 · resigned 2021-05-28
NISBETT, Paul Sandle→
Resigneddirector · ~58y · appointed 2008-08-08 · resigned 2010-11-29
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
2
Outstanding
1
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Credit Agricole Corporate and Investment Bank (As Security Agent) | A registered charge | 2 properties | 19/12/2025 | — | |
| outstanding | Credit Agricole Corporate and Investment Bank (As Security Agent) | A registered charge | — | 25/07/2018 | — | |
| satisfied | Credit Agricole Corporate & Investment Bank (As Security Agent) | A registered charge | 1 property | 25/07/2018 | 23/12/2025 | |
| satisfied | Cbre Loan Servicing Cbre Loan Servicing Limited | A registered charge | 1 property | 01/12/2015 | 27/07/2018 | |
| satisfied | Cbre Loan Servicing Cbre Loan Servicing Limited | A registered charge | 1 property | 12/06/2014 | 27/07/2018 | |
| satisfied | Citicorp Trustee Company Citicorp Trustee Company Limited | English law deed of accession | 1 property | 27/02/2013 | 27/06/2014 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Debenture | 1 property | 01/12/2011 | 03/06/2014 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Deed of accession | 1 property | 18/06/2007 | 03/06/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC (The Security Agent) | Deed of accession | 1 property | 27/04/2007 | 07/09/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 30/08/2005 | 07/09/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 24/02/1999 | 07/09/2007 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (194 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-06
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-23
accounts-with-accounts-type-small
accounts · AA
2025-10-06
accounts-with-accounts-type-small
accounts · AA
2025-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-10
gazette-filings-brought-up-to-date
gazette · DISS40
2025-04-09
gazette-notice-compulsory
gazette · GAZ1
2025-03-04
change-person-director-company-with-change-date
officers · CH01
2024-06-05
change-person-director-company-with-change-date
officers · CH01
2024-06-05
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-09
change-person-director-company-with-change-date
officers · CH01
2024-03-14
accounts-with-accounts-type-full
accounts · AA
2023-12-29
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-12-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-12-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-07-04