PENDRAGON DEMONSTRATOR FINANCE LIMITED
⚰️Wound downdissolved
03249358 · ltd · incorporated 1996-09-13
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
52/100
Worth a look
What this business does
Primary activity: Sale of new cars and light motor vehicles
Sector: Wholesale & retail
Investor take
Pass (distressed without resilience)Distressed unclear — structural issues outweigh the discount.
Opportunity 52/100 (worth a look), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
11 live charges · 4 lenders · oldest 21.4y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 21.4 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
14 officers (4 active, 14 linked, 9 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
30 connected companies via shared directors
90
Filing history
116 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
52/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
20
Concerning — overdue filings or status flags present.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
38
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (58 events)Click to expand
- 2021-09-07📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2021-09-07🏁Company dissolved
- 2021-06-15📄gazette-notice-voluntarygazette · GAZ1(A)
- 2021-06-02📄dissolution-application-strike-off-companydissolution · DS01
- 2021-05-28📄legacycapital · SH20
- 2021-05-28📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2021-05-28⚠️legacyinsolvency · CAP-SS
- 2021-05-28📄resolutionresolution · RESOLUTIONS
- 2021-01-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-10-10📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-07-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-06-30➖HERBERT, Mark Philip resigneddirector
- 2019-04-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-04-08➕WILLIS, Mark Simon appointeddirector
- 2019-04-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-04-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-04-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-04-01➕HERBERT, Mark Philip appointeddirector
- 2019-03-31➖FINN, Trevor Garry resigneddirector
- 2019-03-31➖HOLDEN, Timothy Paul resigneddirector
- 2018-10-01📄accounts-with-accounts-type-fullaccounts · AA
- 2017-09-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-01-11📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2017-01-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2017-01-11📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2017-01-01➕MALONEY, Richard James appointedsecretary
- 2017-01-01➖SYKES, Hilary Claire resignedsecretary
- 2017-01-01➖SYKES, Hilary Claire resigneddirector
- 2016-06-16🔒Charge registered #11Lender: Lloyds Bank PLC
- 2016-03-18🔓Charge satisfied #9
- 2015-06-04🔒Charge registered #10Lender: Lloyds Bank PLC
- 2013-05-07🔓Charge satisfied #7
- 2013-05-03🔒Charge registered #9Lender: The Royal Bank of Scotland PLC as Security Agent
- 2013-04-15➕CASHA, Martin Shaun appointeddirector
- 2011-02-22🔒Charge registered #8Lender: Lloyds Tsb Bank PLC
- 2009-12-11➕HOLDEN, Timothy Paul appointeddirector
- 2009-12-10➖FORSYTH, David Robertson resigneddirector
- 2009-05-13🔒Charge registered #7Lender: The Royal Bank of Scotland PLC as Agent and Trustee for the Secured Parties (The Override Agent)
- 2008-10-31🔒Charge registered #6Lender: Lloyds Tsb Bank PLC
- 2005-12-20🔒Charge registered #5Lender: Lloyds Tsb Bank PLC
- 2005-08-25🔒Charge registered #4Lender: Lloyds Tsb Bank PLC
- 2005-06-23🔒Charge registered #3Lender: Lloyds Tsb Bank PLC
- 2004-11-29🔒Charge registered #2Lender: Lloyds Tsb Bank PLC
- 2004-11-29🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2001-11-26➖HOPEWELL, Stephen Neil resigneddirector
- 2001-11-26➕SYKES, Hilary Claire appointeddirector
- 1997-10-01➕FORSYTH, David Robertson appointeddirector
- 1997-10-01➖WHEELER, Ian resigneddirector
- 1996-09-30➕HOPEWELL, Stephen Neil appointeddirector
- 1996-09-27➕PENDRAGON MANAGEMENT SERVICES LIMITED appointedcorporate-director
Showing most recent 50 of 58 events
Owner dependency
90/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 30 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high · 1 med · 1 lowCompany dissolved
highCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2021-09-07
1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2021-05-28: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Pendragon Group Services Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️
Pendragon Group Services Limited
Corporate parent
⬇
PENDRAGON DEMONSTRATOR FINANCE LIMITED
This company · 03249358
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Pendragon Group Services Limited Corporate entity | — | 75–100% | 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · NG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 181 CLASSIC MOTORS LTD→ 10187324 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 182 CLASSIC MOTORS LIMITED→ 10677213 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 1ST CALL CAR DEALER LTD→ 16818808 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1STOP MOT CENTRE LTD→ 08620228 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 20FYPM LIMITED→ 13169190 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 20TEN RACING LIMITED→ 06574335 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 365 247 LTD→ 15894501 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3D MATS UK LTD→ 13828784 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 3WAYS HAND CAR WASH LIMITED→ 10892071 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 4 SEASONS TYRES NOTTS LTD→ 16485249 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4 WHEEL SOLUTIONS LTD→ 08051172 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| 4 X 4 CARS LIMITED→ 08885983 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusdissolved
Typeltd
Incorporated1996-09-13
Jurisdictionengland-wales
Primary SIC45111 — Sale of new cars and light motor vehicles
Registered office
Loxley House 2 Oakwood Court
Little Oak Drive Annesley
Nottingham
Nottinghamshire
NG15 0DR
Filing status
Accounts
Next due: —
Last made up to: 2019-12-31
Confirmation statement
Next due: —
Last: —
Officers (0 active · 10 resigned)
MALONEY, Richard James→
Activesecretary · appointed 2017-01-01
View their other companies + combined net worth →
CASHA, Martin Shaun→
Activedirector · ~66y · appointed 2013-04-15
View their other companies + combined net worth →
WILLIS, Mark Simon→
Activedirector · ~50y · appointed 2019-04-08
View their other companies + combined net worth →
PENDRAGON MANAGEMENT SERVICES LIMITED→
Activecorporate-director · appointed 1996-09-27
View their other companies + combined net worth →
SYKES, Hilary Claire→
Resignedsecretary · appointed 1996-09-27 · resigned 2017-01-01
YORK PLACE COMPANY SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1996-09-13 · resigned 1996-09-27
FINN, Trevor Garry→
Resigneddirector · ~69y · appointed 1996-09-27 · resigned 2019-03-31
FORSYTH, David Robertson→
Resigneddirector · ~70y · appointed 1997-10-01 · resigned 2009-12-10
HERBERT, Mark Philip→
Resigneddirector · ~59y · appointed 2019-04-01 · resigned 2019-06-30
HOLDEN, Timothy Paul→
Resigneddirector · ~62y · appointed 2009-12-11 · resigned 2019-03-31
HOPEWELL, Stephen Neil→
Resigneddirector · ~67y · appointed 1996-09-30 · resigned 2001-11-26
SYKES, Hilary Claire→
Resigneddirector · ~66y · appointed 2001-11-26 · resigned 2017-01-01
WHEELER, Ian→
Resigneddirector · ~72y · appointed 1996-09-27 · resigned 1997-10-01
YORK PLACE COMPANY NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 1996-09-13 · resigned 1996-09-27
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
9
Outstanding
1
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 16/06/2016 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 04/06/2015 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Security Agent | A registered charge | 1 property | 03/05/2013 | 18/03/2016 | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus guarantee and set-off agreement | 1 property | 22/02/2011 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Agent and Trustee for the Secured Parties (The Override Agent) | A security agreement | 1 property | 13/05/2009 | 07/05/2013 | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus guarantee and set-off agreement dated 22 april 1996, | 1 property | 31/10/2008 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus guarantee and set-off agreement dated 22/4/1996 | 1 property | 20/12/2005 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus guarantee and set off agreement date 22 april 1996 and | 1 property | 25/08/2005 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | An omnibus guarantee and set off agreement dated 22ND april 1996 | 1 property | 23/06/2005 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus guarantee and set-off agreement | 1 property | 29/11/2004 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus letter of set-off agreement dated 22ND april 1996 | 1 property | 29/11/2004 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (116 total)
gazette-dissolved-voluntary
gazette · GAZ2(A)
2021-09-07
confirmation-statement-with-updates
confirmation-statement · CS01
2021-08-16
gazette-notice-voluntary
gazette · GAZ1(A)
2021-06-15
dissolution-application-strike-off-company
dissolution · DS01
2021-06-02
legacy
capital · SH20
2021-05-28
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2021-05-28
legacy
insolvency · CAP-SS
2021-05-28
resolution
resolution · RESOLUTIONS
2021-05-28
accounts-with-accounts-type-dormant
accounts · AA
2021-01-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-27
accounts-with-accounts-type-dormant
accounts · AA
2019-10-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-08-05
termination-director-company-with-name-termination-date
officers · TM01
2019-07-01
appoint-person-director-company-with-name-date
officers · AP01
2019-04-15
appoint-person-director-company-with-name-date
officers · AP01
2019-04-03