A H G GROUP LIMITED

🌳Matureactive
03068660 · ltd · incorporated 1995-06-15
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2025
Net worth
£-97.3k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)
Distressed property-backed borrower — structural issues outweigh the discount.

Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (73/100, director aged 87). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

5 live charges · 4 lenders · oldest 30.2y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 30.2 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
87 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Negative net assets
Liabilities exceed assets by £97,318
Net assets shrinking
Down £117,338 YoY
Cash YoY
+37%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£2k
↑ 37% YoY
Net Worth
-£97k
↓ 586% YoY
Current Assets
£2k
↑ 99% YoY
Current Liabilities
-£97k-£74k-£50k-£27k-£3k£20kSept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-09-302024-09-30
Total assets£-94.2k£23.1k
Current assets£2.4k£1.2k
Cash£1.6k£1.2k
Debtors£746
Net assets£-97.3k£20.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
  1. 2026-02-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-24
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  3. 2025-04-24
    🔓
    Charge satisfied #3
  4. 2025-02-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-03-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-02-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-03-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-09-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2021-09-14
    🔒
    Charge registered #5
    Lender: Bpuwl 10 Limited
  10. 2021-01-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-01-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-05-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  13. 2019-05-04
    🔓
    Charge satisfied #4
  14. 2019-02-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-12-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2017-06-27
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  17. 2017-06-27
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  18. 2017-01-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2004-03-09
    🔓
    Charge satisfied #2
  20. 2004-03-09
    🔓
    Charge satisfied #1
  21. 2003-11-10
    🔒
    Charge registered #4
    Lender: Foldercherry Limited
  22. 2003-06-02
    🔒
    Charge registered #3
    Lender: Barclays Bank PLC
  23. 1997-02-03
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  24. 1996-02-13
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  25. 1995-09-15
    HALMKIN, Martin Michael appointed
    secretary
  26. 1995-09-15
    ASHMOLE, Michael Achille appointed
    director
  27. 1995-09-15
    GOLDSTONE, Richard John appointed
    director
  28. 1995-09-15
    HALMKIN, Martin Michael appointed
    director
  29. 1995-09-15
    PHILSEC LIMITED resigned
    corporate-nominee-secretary
  30. 1995-09-15
    MEAUJO INCORPORATIONS LIMITED resigned
    corporate-nominee-director
  31. 1995-06-15
    🏢
    Company incorporated
    As A H G GROUP LIMITED
  32. 1995-06-15
    PHILSEC LIMITED appointed
    corporate-nominee-secretary
  33. 1995-06-15
    MEAUJO INCORPORATIONS LIMITED appointed
    corporate-nominee-director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 87 — succession pressure is live.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 87 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Michael Achille Ashmole
Individual · British · DOB 02/1939 · age 87
5075%
50-75% shares15/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1995-06-15
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate

Registered office

Brockley Combe
Backwell
Bristol
BS48 3DF

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-09-24
Last: 2025-09-10

Officers (4 active · 2 resigned)

HALMKIN, Martin Michael
secretary · appointed 1995-09-15
View their other companies + combined net worth →
Active
ASHMOLE, Michael Achille
director · ~87y · appointed 1995-09-15
View their other companies + combined net worth →
Active
GOLDSTONE, Richard John
director · ~80y · appointed 1995-09-15
View their other companies + combined net worth →
Active
HALMKIN, Martin Michael
director · ~77y · appointed 1995-09-15
View their other companies + combined net worth →
Active
PHILSEC LIMITED
corporate-nominee-secretary · appointed 1995-06-15 · resigned 1995-09-15
Resigned
MEAUJO INCORPORATIONS LIMITED
corporate-nominee-director · appointed 1995-06-15 · resigned 1995-09-15
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Bpuwl 10
Bpuwl 10 Limited
A registered charge1 property14/09/2021
satisfied
Foldercherry
Foldercherry Limited
Standard security which was presented for registration in scotland on 26 november 2003 and1 property10/11/200304/05/2019
satisfied
Barclays
Barclays Bank PLC
Guarantee & debenture1 property02/06/200324/04/2025
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Debenture1 property03/02/199709/03/2004
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Debenture1 property13/02/199609/03/2004
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (87 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-05
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-19
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-09-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-18