PENDRAGON OVERSEAS LIMITED
🌳Matureactive
02449058 · ltd · incorporated 1989-12-05
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of head offices
Sector: Professional, scientific & technical
Investor take
PursueActive trading company with a 60-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (65/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).
🏦
Refinance opportunity
20 live charges · 10 lenders · oldest 21.4y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 21.4 years old — likely at or near maturity.
- · 10 lenders named — inter-creditor friction likely.
- · Legal-friction score 53/100 (high).
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
20 charges (20/20 with lender, 20/20 with type)
90
Directors & officers
15 officers (2 active, 15 linked, 11 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
179 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (86 events)Click to expand
- 2025-10-10📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-10📄legacyaccounts · PARENT_ACC
- 2025-10-10📄legacyother · AGREEMENT2
- 2025-10-10📄legacyother · GUARANTEE2
- 2025-04-04📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-08-07📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-07-01➕MANN, Oliver David appointeddirector
- 2024-07-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-10🔓Charge satisfied #17
- 2024-03-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-27🔓Charge satisfied #19
- 2024-03-27🔓Charge satisfied #18
- 2024-03-27🔓Charge satisfied #16
- 2024-03-27🔓Charge satisfied #14
- 2024-03-27🔓Charge satisfied #11
- 2024-03-27🔓Charge satisfied #6
- 2024-03-27🔓Charge satisfied #5
- 2024-03-27🔓Charge satisfied #4
- 2024-03-27🔓Charge satisfied #3
- 2024-03-27🔓Charge satisfied #2
- 2024-03-27🔓Charge satisfied #1
- 2024-03-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-14🔒Charge registered #20Lender: Barclays Bank PLC
- 2024-02-06📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-02-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-01➖WILLIS, Mark Simon resigneddirector
- 2024-01-31➖MALONEY, Richard James resignedsecretary
- 2023-10-11➖PENDRAGON MANAGEMENT SERVICES LIMITED resignedcorporate-director
- 2023-10-07➖CASHA, Martin Shaun resigneddirector
- 2022-03-18🔒Charge registered #19Lender: National Westminster Bank PLC
- 2020-04-09➕BERMAN, William appointeddirector
- 2019-06-30➖HERBERT, Mark Philip resigneddirector
- 2019-04-08➕WILLIS, Mark Simon appointeddirector
- 2019-04-01➕HERBERT, Mark Philip appointeddirector
- 2019-03-31➖FINN, Trevor Garry resigneddirector
- 2019-03-31➖HOLDEN, Timothy Paul resigneddirector
- 2017-01-01➕MALONEY, Richard James appointedsecretary
- 2017-01-01➖SYKES, Hilary Claire resignedsecretary
Showing most recent 50 of 86 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Pendragon Group Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Pendragon Group Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
PENDRAGON OVERSEAS LIMITED
This company · 02449058
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Pendragon Group Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 23/10/2023 |
1 historic (ceased) PSC
- Pendragon Plcceased 23/10/2023· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · B postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 01GREASEMASTER LIMITED→ 14664735 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 1 LAW SOLICITORS LTD→ 13611427 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 1 PERCENT HUB LTD→ 16727655 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1313 CONSULTANCY LTD→ 15002864 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1313 RECRUITMENT LTD→ 17001278 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 13M LIMITED→ 13093418 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 14 STARS HIRE LTD→ 15938188 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 15288990 LTD→ 16680033 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1KC CHAMBERS LLP→ OC433425 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 1ST APPROACH TAXI HIRE LTD→ 15909979 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST CHOICE CONSULTANCY LTD→ 12570140 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 1ST CHOICE LEISURE LTD→ 07989376 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1989-12-05
Jurisdictionengland-wales
Primary SIC70100 — Activities of head offices
Registered office
2960 Trident Court Solihull Parkway
Birmingham Business Park
Birmingham
B37 7YN
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-30
Last: 2025-07-16
Officers (2 active · 13 resigned)
BERMAN, William→
Activedirector · ~60y · appointed 2020-04-09
View their other companies + combined net worth →
MANN, Oliver David→
Activedirector · ~47y · appointed 2024-07-01
View their other companies + combined net worth →
HIBBERT, David Anthony→
Resignedsecretary · resigned 1994-12-05
MALONEY, Richard James→
Resignedsecretary · appointed 2017-01-01 · resigned 2024-01-31
SYKES, Hilary Claire→
Resignedsecretary · appointed 1994-12-05 · resigned 2017-01-01
CASHA, Martin Shaun→
Resigneddirector · ~66y · appointed 2006-12-05 · resigned 2023-10-07
FINN, Trevor Garry→
Resigneddirector · ~69y · resigned 2019-03-31
FORSYTH, David Robertson→
Resigneddirector · ~70y · appointed 1997-10-01 · resigned 2009-12-10
HERBERT, Mark Philip→
Resigneddirector · ~59y · appointed 2019-04-01 · resigned 2019-06-30
HOLDEN, Timothy Paul→
Resigneddirector · ~62y · appointed 2009-12-11 · resigned 2019-03-31
QUIGG, Kevin Barry→
Resigneddirector · ~67y · resigned 1995-09-12
SYKES, Hilary Claire→
Resigneddirector · ~66y · appointed 2011-06-24 · resigned 2017-01-01
WHEELER, Ian→
Resigneddirector · ~72y · resigned 1997-10-01
WILLIS, Mark Simon→
Resigneddirector · ~50y · appointed 2019-04-08 · resigned 2024-02-01
PENDRAGON MANAGEMENT SERVICES LIMITED→
Resignedcorporate-director · resigned 2023-10-11
Click a director name to see their full track record across all companies.
Mortgages & charges
20
Total charges
1
Outstanding
1
Active lenders
Status:Lender:20 of 20 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | — | 14/03/2024 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 18/03/2022 | 27/03/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 16/06/2016 | 27/03/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 04/06/2015 | 10/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Security Agent | A registered charge | 1 property | 03/05/2013 | 27/03/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Security Agent | A registered charge | 1 property | 03/05/2013 | 18/03/2016 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Security Agent | A registered charge | 1 property | 03/05/2013 | 27/03/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Dutch law governed deed of second ranking pledge of shares executed outside the united kingdom over property situated there | 1 property | 06/07/2011 | 07/05/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC, Allied Irish Banks, P.L.C., Banco Popolare S.C., London Branch and Certain Other Parties (As Further Defined on Form MG01) | German law governed supplemental share pledge agreement executed outside of the united kingdom over property situated there | 1 property | 04/07/2011 | 07/05/2013 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus guarantee and set-off agreement | 1 property | 22/02/2011 | 27/03/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC (Override Agent) | Stock pledge agreement | 1 property | 14/05/2009 | 07/05/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Agent and Trustee for the Secured Parties (The Override Agent) | A security agreement | 1 property | 13/05/2009 | 07/05/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC (The Override Agent) | A deed of pledge of shares executed outside of the united kingdom over property situated there | 1 property | 12/05/2009 | 07/05/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC (The Override Agent) | A share pledge agreement executed outside of the united kingdom over property situated there | 1 property | 12/05/2009 | 07/05/2013 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus guarantee and set-off agreement dated 22 april 1996, | 1 property | 31/10/2008 | 27/03/2024 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus guarantee and set-off agreement dated 22/4/1996 | 1 property | 20/12/2005 | 27/03/2024 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus guarantee and set off agreement date 22 april 1996 and | 1 property | 25/08/2005 | 27/03/2024 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | An omnibus guarantee and set off agreement dated 22ND april 1996 | 1 property | 23/06/2005 | 27/03/2024 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus guarantee and set-off agreement | 1 property | 29/11/2004 | 27/03/2024 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus letter of set-off agreement dated 22ND april 1996 | 1 property | 29/11/2004 | 27/03/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (179 total)
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-10
legacy
accounts · PARENT_ACC
2025-10-10
legacy
other · AGREEMENT2
2025-10-10
legacy
other · GUARANTEE2
2025-10-10
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-25
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-04-04
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-12
accounts-with-accounts-type-full
accounts · AA
2024-08-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-04
appoint-person-director-company-with-name-date
officers · AP01
2024-07-01
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-10
mortgage-satisfy-charge-full
mortgage · MR04
2024-03-27
mortgage-satisfy-charge-full
mortgage · MR04
2024-03-27
mortgage-satisfy-charge-full
mortgage · MR04
2024-03-27
mortgage-satisfy-charge-full
mortgage · MR04
2024-03-27