GHAI DISTRIBUTORS LIMITED
🌳Matureactive
02374968 · ltd · incorporated 1989-04-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 32.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£-55.5k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: SIC 45310
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 45320Retail trade of motor vehicle parts and accessories
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 82). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 32.9y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 32.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 5 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
92 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £55,515
Net assets shrinking
Down £583,873 YoY
Cash YoY
+0%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£92k
~ YoY
Net Worth
-£56k
↓ 111% YoY
Current Assets
£451k
↓ 56% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £-55.5k | £528.4k |
| Current assets | £451.2k | £1.04M |
| Cash | £91.6k | £91.6k |
| Debtors | £359.7k | £380.4k |
| Net assets | £-55.5k | £528.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
3
filings
- • 1 accounts
- • 1 confirmation-statement
- • 1 officers
Last 90 days
3
filings
- • 1 accounts
- • 1 confirmation-statement
- • 1 officers
Last 180 days
3
filings
- • 1 accounts
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-05-16📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-08📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-01-08📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-05-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-05-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2006-04-30➖GHAI, Vinay Kumar resigneddirector
- 2006-04-30➖SHANT, Meena Kumari resigneddirector
- 1993-06-29🔒Charge registered #1Lender: Barclays Bank PLC
- 1989-04-24🏢Company incorporatedAs GHAI DISTRIBUTORS LIMITED
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "GHAI" — strong identity link between founder and business.
- +Founder age: Director aged approximately 82 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
- secondaryStable-but-static management: Company is 37 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Rajesh Kumar Ghai Individual · British · DOB 02/1972 · age 54 | 75–100% | — | 75-100% shares | 06/04/2016 |
1 historic (ceased) PSC
- Mr Rajesh Kumar Ghaiceased 06/04/2016· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · NW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1ST CALL WINDSCREENS WEST LONDON LIMITED→ 11384807 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 2020 GROUP SERVICES LTD→ 11511293 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 613 SERVICES LTD→ 14314926 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 786 AUTOMOTIVE LTD→ 14600393 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| A&A CAR SERVICE LTD→ 16551292 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A&E AUTO CENTRE LTD→ 15516187 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AAYAN LONDON LIMITED→ 13180087 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AB 24 CAR GLASS LTD→ 13949939 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AGM AUTO CENTRE LIMITED→ 09245245 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AJ AUTO PARTS LIMITED→ 13976945 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AK MOT SERVICING & COACHWORKS LTD→ 16439065 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AK PRESTIGE AUTOS LIMITED→ 12021560 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1989-04-24
Jurisdictionengland-wales
Primary SIC45310 — SIC 45310
Registered office
Executive House
Coombe Road
London
NW10 0EB
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-12-12
Last: 2025-11-28
Officers (4 active · 2 resigned)
Active
Active
Active
Active
GHAI, Vinay Kumar→
Resigneddirector · ~56y · resigned 2006-04-30
SHANT, Meena Kumari→
Resigneddirector · ~58y · resigned 2006-04-30
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | Debenture | 1 property | 29/06/1993 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (92 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-19
change-person-director-company-with-change-date
officers · CH01
2026-05-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-08
change-person-secretary-company-with-change-date
officers · CH03
2025-01-08
change-person-director-company-with-change-date
officers · CH01
2025-01-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-03-11
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-30
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-26