ADAGELORD LIMITED
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (65/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
4 live charges · 4 lenders · oldest 44.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 44.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-03 | 2024-04-03 |
|---|---|---|
| Total assets | £878.7k | £824.8k |
| Current assets | £169.5k | £228.6k |
| Cash | £68.8k | £123.9k |
| Debtors | £100.6k | £104.7k |
| Net assets | £786.5k | £732.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (28 events)Click to expand
- 2025-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-13🔒Charge registered #4Lender: Allica Bank Limited
- 2025-09-08📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-08📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-06-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-10🔓Charge satisfied #3
- 2024-12-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-04-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-18📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2019-12-18📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2019-01-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-11-02📄change-person-director-company-with-change-dateofficers · CH01
- 2015-05-19➕SMYTH, Maria Elena Irene Kypri appointeddirector
- 2015-05-19➕STANDLEY, Andrea Georgina Kypri appointeddirector
- 2015-05-19➖KYPRI, George resigneddirector
- 1999-05-20🔓Charge satisfied #2
- 1993-02-04🔒Charge registered #3Lender: Bank of Cyprus (London) Limited
- 1990-12-03🔒Charge registered #2Lender: Yorkshire Bank PLC
- 1990-06-14🔓Charge satisfied #1
- 1982-02-01🔒Charge registered #1Lender: National Westminster Bank PLC
- 1981-01-22🏢Company incorporatedAs ADAGELORD LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 45 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Maria Elena Irene Kypri Smyth Individual · British · DOB 11/1965 · age 61 | 25–50% | — | 25-50% shares | 01/07/2016 |
Mrs Andrea Georgina Kypri Standley Individual · British · DOB 10/1967 · age 59 | 25–50% | — | 25-50% shares | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Allica Bank Allica Bank Limited | A registered charge | 1 property | 13/10/2025 | — | |
| satisfied | Bank of Cyprus (London) Bank of Cyprus (London) Limited | Legal charge | 1 property | 04/02/1993 | 10/06/2025 | |
| satisfied | Virgin Money Yorkshire Bank PLC | Legal mortgage | 1 property | 03/12/1990 | 20/05/1999 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 01/02/1982 | 14/06/1990 |