NORWEST COMPUTER SERVICES LIMITED
🌳Matureactive
01485591 · ltd · incorporated 1980-03-17
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
61/100
Worth a look
What this business does
Primary activity: SIC 7484
Sector: Professional, scientific & technical
Investor take
Pass (distressed without resilience)Distressed admin-neglect survivor — structural issues outweigh the discount.
Opportunity 61/100 (worth a look), bankability 37/100. Strong seller-intent signal (88/100, director aged 78). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (45/100). Current lenders should be on monthly review.
🏦
Refinance opportunity
6 live charges · 4 lenders · oldest 43.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 43.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: low (51/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 4 with DOB)
81
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
10 connected companies via shared directors
75
Filing history
86 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
61/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
45
Concerning — overdue filings or status flags present.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
41
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 restoration
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
- 2025-12-19📄restoration-order-of-courtrestoration · AC92
- 2022-04-19📄gazette-dissolved-compulsorygazette · GAZ2
- 2022-02-01📄gazette-notice-compulsorygazette · GAZ1
- 2014-07-02📄restoration-order-of-courtrestoration · AC92
- 2012-06-12📄gazette-dissolved-compulsarygazette · GAZ2
- 2012-02-28📄gazette-notice-compulsarygazette · GAZ1
- 2009-04-16📄restoration-order-of-courtrestoration · AC92
- 1999-06-15📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 1999-02-23📄gazette-notice-voluntarygazette · GAZ1(A)
- 1999-01-19📄legacyannual-return · 363a
- 1998-12-21📄legacydissolution · 652a
- 1998-11-02📄legacycapital · 88(2)R
- 1998-11-02📄resolutionresolution · RESOLUTIONS
- 1998-11-02📄resolutionresolution · RESOLUTIONS
- 1998-11-02📄legacycapital · 123
- 1998-10-31📄memorandum-articlesincorporation · MEM/ARTS
- 1998-10-06📄gazette-filings-brought-up-to-dategazette · DISS40
- 1998-09-30📄legacydissolution · 652C
- 1998-08-10📄accounts-with-accounts-type-fullaccounts · AA
- 1998-05-05📄gazette-notice-voluntarygazette · GAZ1(A)
- 1998-03-23📄legacydissolution · 652a
- 1998-02-09📄legacyannual-return · 363a
- 1998-02-09📄legacyofficers · 288b
- 1997-10-07📄accounts-with-accounts-type-fullaccounts · AA
- 1997-05-12➖WOODS, James Allan resigneddirector
- 1997-03-05📄resolutionresolution · RESOLUTIONS
- 1996-12-31➕BOWLER, David William appointedsecretary
- 1996-12-31➖DAVIES, Paul Anthony resignedsecretary
- 1993-11-01🔓Charge satisfied #5
- 1993-09-25🔓Charge satisfied #6
- 1993-08-31➖CLIFF, Jonathan Richard Michael resignedsecretary
- 1993-08-31➕DAVIES, Paul Anthony appointedsecretary
- 1993-04-14➕COMBA, Alexander Michael appointeddirector
- 1993-04-14➖MORRIS, Adrian Gareth resigneddirector
- 1989-07-19🔓Charge satisfied #3
- 1989-07-19🔓Charge satisfied #1
- 1988-10-17🔒Charge registered #6Lender: Norwest Holst Pensions Limited
- 1988-10-17🔒Charge registered #5Lender: International Westminster Banks Plcr.Efined in the Debenture on Any Account Whatsoeveas Agent & Trustee for Itself and the Banks as D
- 1988-10-17🔓Charge satisfied #2
- 1987-08-19🔒Charge registered #4Lender: Lloyds Bank PLC
- 1986-04-22🔒Charge registered #3Lender: Lloyds Bank PLC
- 1983-12-05🔒Charge registered #2Lender: Bank of Credit & Commerce International Societeanonyme Licensed Deposit Taker.
- 1983-02-01🔒Charge registered #1Lender: Lloyds Bank PLC
- 1980-03-17🏢Company incorporatedAs NORWEST COMPUTER SERVICES LIMITED
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 33 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 78 — succession pressure is live.
Succession & seller-readiness
91/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 33 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 46 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
2 high · 1 med ·Accounts overdue
highStatutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 1999-10-31
Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2017-01-11
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · WD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 03 RIVERS CONSULTING LIMITED→ 15850031 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 100 PNM LTD→ 11707961 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 135 SERVICES LTD→ 12565931 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 1973 CONSULTING LTD→ 12302222 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 1I2US LTD→ 10675961 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 2 FOUR 6 SOLUTIONS LIMITED→ 14717936 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 2001 PAYROLL & PROFESSIONAL SERVICES LIMITED→ 03794581 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| 2112 LTD→ 15203996 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 262 CONSULTANTS LTD→ 08999532 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 2DKA LIMITED→ 08064500 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| 2EM LIMITED→ 09597350 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 3-FOURTEEN DESIGN LIMITED→ 15795092 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1980-03-17
Jurisdictionengland-wales
Primary SIC7484 — SIC 7484
Registered office
Astral House
Imperial Way
Watford
Hertfordshire
WD2 4YX
Filing status
Accounts
Next due: 1999-10-31OVERDUE
Last made up to: 1997-12-31
Confirmation statement
Next due: 2017-01-11OVERDUE
Last: —
Officers (3 active · 4 resigned)
BOWLER, David William→
Activesecretary · appointed 1996-12-31
View their other companies + combined net worth →
COMBA, Alexander Michael→
Activedirector · ~73y · appointed 1993-04-14
View their other companies + combined net worth →
Active
CLIFF, Jonathan Richard Michael→
Resignedsecretary · resigned 1993-08-31
DAVIES, Paul Anthony→
Resignedsecretary · appointed 1993-08-31 · resigned 1996-12-31
MORRIS, Adrian Gareth→
Resigneddirector · ~78y · resigned 1993-04-14
WOODS, James Allan→
Resigneddirector · ~88y · resigned 1997-05-12
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
1
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Norwest Holst Pensions / Norwest Holst Pensions (Property) . Norwest Holst Pensions Limited / Norwest Holst Pensions (Property) Limited. | Transfer of charge -deed of acknowledgment. | 1 property | 17/10/1988 | 25/09/1993 | |
| satisfied | International Westminster Banks Plcr.Efined in the Debenture on Any Account Whatsoeveas Agent & Trustee for Itself and the Banks as D | Debenture | 1 property | 17/10/1988 | 01/11/1993 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC / Postipankki (U.K.) Limited / Den Danske Bank Norwest Holst Pensions Limited / Qatar National Bank Manufacturers Hanover Trust Company / International Et Cie Berliner Bank / CIC-Union Europeene / Bank of London & South America Limited / Credit Commercial De France / National Westminster Bank PLC / Norwest Holst Pensions (Property) Limited | Composite guarantee and debenture | 1 property | 19/08/1987 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Omnibus deed of guarantee & set off. | 1 property | 22/04/1986 | 19/07/1989 | |
| satisfied | Bank of Credit & Commerce International Societeanonyme Licensed Deposit Taker. | Letter of charge | 1 property | 05/12/1983 | 17/10/1988 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Letter of set-off | 1 property | 01/02/1983 | 19/07/1989 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (86 total)
restoration-order-of-court
restoration · AC92
2025-12-19
gazette-dissolved-compulsory
gazette · GAZ2
2022-04-19
gazette-notice-compulsory
gazette · GAZ1
2022-02-01
restoration-order-of-court
restoration · AC92
2014-07-02
gazette-dissolved-compulsary
gazette · GAZ2
2012-06-12
gazette-notice-compulsary
gazette · GAZ1
2012-02-28
restoration-order-of-court
restoration · AC92
2009-04-16
gazette-dissolved-voluntary
gazette · GAZ2(A)
1999-06-15
gazette-notice-voluntary
gazette · GAZ1(A)
1999-02-23
legacy
annual-return · 363a
1999-01-19
legacy
dissolution · 652a
1998-12-21
legacy
capital · 88(2)R
1998-11-02
resolution
resolution · RESOLUTIONS
1998-11-02
resolution
resolution · RESOLUTIONS
1998-11-02
legacy
capital · 123
1998-11-02