RELIANCE UNIT MANAGERS LIMITED
⚰️Wound downdissolved
00724451 · ltd · incorporated 1962-05-18
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 59.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
57/100
Worth a look
What this business does
Primary activity: Fund management activities
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed unclear — structural issues outweigh the discount.
Opportunity 57/100 (worth a look), bankability 75/100. Strong seller-intent signal (63/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 59.9y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 59.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
26 officers (3 active, 26 linked, 22 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
174 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
57/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (66 events)Click to expand
- 2024-09-24📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2024-09-24🏁Company dissolved
- 2024-07-09📄gazette-notice-voluntarygazette · GAZ1(A)
- 2024-06-26📄dissolution-application-strike-off-companydissolution · DS01
- 2024-01-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-01➕FRANCIS, Mark appointeddirector
- 2023-12-31➖DEEKS, Jeremy Spencer resigneddirector
- 2023-11-14📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2023-11-14⚠️legacyinsolvency · CAP-SS
- 2023-11-14📄legacycapital · SH20
- 2023-11-14📄resolutionresolution · RESOLUTIONS
- 2023-06-28➖MAIDENS, Ian Graham resigneddirector
- 2023-06-28➖THOMPSON, Andrew Paul resigneddirector
- 2023-06-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-05-24📄accounts-with-accounts-type-fullaccounts · AA
- 2022-05-23📄accounts-with-accounts-type-fullaccounts · AA
- 2021-07-21📄accounts-with-accounts-type-fullaccounts · AA
- 2020-08-05📄accounts-with-accounts-type-fullaccounts · AA
- 2020-06-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-06-18➕DEEKS, Jeremy Spencer appointeddirector
- 2019-06-18➖GARDNER, Edward Ian resigneddirector
- 2019-06-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-06-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-06-13📄accounts-with-accounts-type-fullaccounts · AA
- 2018-11-29➕UTTING, Christopher Mark appointedsecretary
- 2018-11-28➖FIELD, Anthony Robert resignedsecretary
- 2018-04-01➕SHONE, Stephen appointeddirector
- 2018-04-01➖CREEDON, Seamus resigneddirector
- 2018-04-01➕GARDNER, Edward Ian appointeddirector
- 2018-04-01➖GOODALE, Mark resigneddirector
- 2018-04-01➖JOHNSON, Oliver William resigneddirector
- 2018-04-01➕MAIDENS, Ian Graham appointeddirector
- 2018-04-01➖O'CONNOR, Sophie Jane resigneddirector
- 2018-04-01➖SHERRY, Nigel Anthony resigneddirector
- 2018-04-01➕THOMPSON, Andrew Paul appointeddirector
- 2015-12-31➖SANJANA, Firoz Barry resigneddirector
- 2014-01-31➖RANDALL, Robert Peter James resigneddirector
- 2013-09-11➕O'CONNOR, Sophie Jane appointeddirector
- 2013-08-30➕JOHNSON, Oliver William appointeddirector
- 2013-07-31➖AU, Wai-Fong resigneddirector
- 2013-05-01➕FIELD, Anthony Robert appointedsecretary
- 2013-04-30➖EASTWOOD, Roger resignedsecretary
- 2010-05-27➖CAIN, William John resigneddirector
- 2009-10-28➕AU, Wai-Fong appointeddirector
- 2009-05-21➖RUSSELL, Christopher Boorer resigneddirector
- 2009-03-24➕SHERRY, Nigel Anthony appointeddirector
- 2008-05-31➖OLDHAM, Paul Evan resigneddirector
Showing most recent 50 of 66 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 high ·Company dissolved
highCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2024-09-24
1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2023-11-14: legacy
Group structure
Utmost Life And Pensions Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Utmost Life And Pensions Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
RELIANCE UNIT MANAGERS LIMITED
This company · 00724451
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Utmost Life And Pensions Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/04/2018 |
1 historic (ceased) PSC
- Reliance Mutual Insurance Society Limitedceased 01/04/2018· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · HP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3 DIMENSIONAL INSURANCE LTD→ 07613409 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 360 MORTGAGE CONSULTANTS LIMITED→ 09325162 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| A4 CAPITAL LTD→ 15143092 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AAC COMMERCIAL LTD→ 15873168 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AB1 PROPERTIES LIMITED→ 11509113 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACCO EUROPE TRUSTEE COMPANY LIMITED→ 00962064 · est 1969 · no financials extracted | — | — | — | — | 56y | — | — |
| ACORN BUSINESS CONSULTANTS & ADVISORS LTD→ 16851786 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AD + VENTURES LTD→ 09419760 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ADAM WAREHAM ACTUARIAL CONSULTING LIMITED→ 07200941 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| ADDLIFE FINANCIAL LTD→ 12672589 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ADR FUNDING LTD→ 10270415 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ADVANCE SCHEMES LIMITED→ 08016799 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusdissolved
Typeltd
Incorporated1962-05-18
Jurisdictionengland-wales
Primary SIC66300 — Fund management activities
Registered office
Reliance Unit Managers Ltd
Walton Street
Aylesbury
HP21 7QW
England
Filing status
Accounts
Next due: —
Last made up to: 2022-12-31
Confirmation statement
Next due: —
Last: 2024-06-05
Officers (0 active · 23 resigned)
UTTING, Christopher Mark→
Activesecretary · appointed 2018-11-29
View their other companies + combined net worth →
FRANCIS, Mark→
Activedirector · ~54y · appointed 2024-01-01
View their other companies + combined net worth →
SHONE, Stephen→
Activedirector · ~69y · appointed 2018-04-01
View their other companies + combined net worth →
EASTWOOD, Roger→
Resignedsecretary · appointed 2008-02-21 · resigned 2013-04-30
FIELD, Anthony Robert→
Resignedsecretary · appointed 2013-05-01 · resigned 2018-11-28
PRIOR, Andrew→
Resignedsecretary · resigned 2008-02-21
AU, Wai-Fong→
Resigneddirector · ~70y · appointed 2009-10-28 · resigned 2013-07-31
BATEUP, John Brian→
Resigneddirector · ~77y · resigned 1999-12-29
CAIN, William John→
Resigneddirector · ~87y · appointed 2000-07-13 · resigned 2010-05-27
CREEDON, Seamus→
Resigneddirector · ~74y · appointed 2008-03-11 · resigned 2018-04-01
DEEKS, Jeremy Spencer→
Resigneddirector · ~56y · appointed 2019-06-18 · resigned 2023-12-31
ETHERIDGE, Leslie Michael→
Resigneddirector · ~75y · resigned 2006-06-30
GARDNER, Edward Ian→
Resigneddirector · ~67y · appointed 2018-04-01 · resigned 2019-06-18
GOODALE, Mark→
Resigneddirector · ~71y · appointed 2006-07-01 · resigned 2018-04-01
JAMES, Stuart Campbell→
Resigneddirector · ~82y · resigned 2000-07-13
JOHNSON, Oliver William→
Resigneddirector · ~71y · appointed 2013-08-30 · resigned 2018-04-01
MAIDENS, Ian Graham→
Resigneddirector · ~62y · appointed 2018-04-01 · resigned 2023-06-28
O'CONNOR, Sophie Jane→
Resigneddirector · ~56y · appointed 2013-09-11 · resigned 2018-04-01
OLDHAM, Paul Evan→
Resigneddirector · ~82y · appointed 1992-11-19 · resigned 2008-05-31
RANDALL, Robert Peter James→
Resigneddirector · ~77y · appointed 2004-07-01 · resigned 2014-01-31
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Legal and General Assurance Society Legal and General Assurance Society LTD | Mortgage | 1 property | 13/05/1966 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (174 total)
gazette-dissolved-voluntary
gazette · GAZ2(A)
2024-09-24
gazette-notice-voluntary
gazette · GAZ1(A)
2024-07-09
dissolution-application-strike-off-company
dissolution · DS01
2024-06-26
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-05
appoint-person-director-company-with-name-date
officers · AP01
2024-01-02
termination-director-company-with-name-termination-date
officers · TM01
2024-01-02
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2023-11-14
legacy
insolvency · CAP-SS
2023-11-14
legacy
capital · SH20
2023-11-14
resolution
resolution · RESOLUTIONS
2023-11-14
termination-director-company-with-name-termination-date
officers · TM01
2023-06-28
termination-director-company-with-name-termination-date
officers · TM01
2023-06-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-06-05
accounts-with-accounts-type-full
accounts · AA
2023-05-24