FINANCE LEASE LIMITED
Opportunity 56/100 (worth a look), bankability 62/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
6 live charges · 5 lenders · oldest 42.9y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 42.9 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: low (52/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (45 events)Click to expand
- 2013-12-24📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2013-12-24🏁Company dissolved
- 2013-09-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2013-09-10📄gazette-notice-voluntarygazette · GAZ1(A)
- 2013-09-03📄dissolution-application-strike-off-companydissolution · DS01
- 2013-09-03📄legacycapital · SH20
- 2013-09-03📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2013-09-03⚠️legacyinsolvency · CAP-SS
- 2013-09-03📄resolutionresolution · RESOLUTIONS
- 2013-06-18📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-05-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2013-05-07🔓Charge satisfied #6
- 2012-10-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2012-06-14📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2011-10-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2011-06-28📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-08-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2010-06-24📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-06-24📄change-corporate-director-company-with-change-dateofficers · CH02
- 2010-06-24📄change-corporate-director-company-with-change-dateofficers · CH02
- 2010-06-24📄change-person-secretary-company-with-change-dateofficers · CH03
- 2010-01-09📄appoint-person-director-company-with-nameofficers · AP01
- 2009-12-11➕HOLDEN, Timothy Paul appointeddirector
- 2009-06-03📄legacyannual-return · 363a
- 2009-05-21📄legacymortgage · 395
- 2009-05-14📄resolutionresolution · RESOLUTIONS
- 2009-05-13🔒Charge registered #6Lender: The Royal Bank of Scotland PLC as Agent and Trustee for the Secured Parties (The Override Agent)
- 2009-04-15📄accounts-with-made-up-dateaccounts · AA
- 2008-09-23📄accounts-with-made-up-dateaccounts · AA
- 2006-02-01➕PENDRAGON MANAGEMENT SERVICES LIMITED appointedcorporate-director
- 1999-04-30➕SYKES, Hilary Claire appointedsecretary
- 1999-04-30➖PITT, Andrew Joseph resignedsecretary
- 1998-05-07➕EVANS HALSHAW MOTORS LIMITED appointedcorporate-director
- 1998-05-07➖ARCHER, Anthony Bernard resigneddirector
- 1995-12-31➖DALE, Arthur Geoffrey resigneddirector
- 1991-12-06🔓Charge satisfied #5
- 1991-12-06🔓Charge satisfied #1
- 1990-02-16🔓Charge satisfied #4
- 1988-08-09🔓Charge satisfied #2
- 1987-07-20🔒Charge registered #5Lender: Ford Motor Credit Company Limited
- 1985-02-06🔒Charge registered #4Lender: Mercantile Credit Company Limited
- 1985-01-04🔒Charge registered #3Lender: Barclays Bank PLC
- 1984-09-26🔒Charge registered #2Lender: United Dominions Trust Limited
- 1983-05-16🔒Charge registered #1Lender: Ford Motor Credit Company Limited
- 1962-03-22🏢Company incorporatedAs FINANCE LEASE LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 64 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high · 1 med ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2013-12-24
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2013-09-03: legacy
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · NG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 00969759 LIMITED→ 00969759 · est 1970 · no financials extracted | — | — | — | — | 56y | — | — |
| 0276 NEWPORTIOW (FREEHOLDCO) LIMITED→ 12578944 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 0315 H ST KIRKCALDY (FREEHOLDCO) LIMITED→ 07852097 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 1 REGENT STREET MANAGEMENT LTD→ 15061787 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1-12 YSTAD FFERM BRAICH LIMITED→ 11789950 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 1-6 LAFFORD LANE RTM COMPANY LTD→ 12230819 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 10 VILLA ROAD MANAGEMENT COMPANY LIMITED→ 04695628 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| 106 CRICKETFIELD ROAD FREEHOLD LTD→ 13081657 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 11 MAPPERLEY PARK DRIVE MANAGEMENT COMPANY LIMITED→ 02661828 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
| 112 AND 114 MUSTERS ROAD MANAGEMENT COMPANY LIMITED→ 07193611 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| 113 BROXHOLM ROAD LIMITED→ 04833065 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| 12 & 12A MOORE CLOSE FREEHOLDERS LIMITED→ 09554998 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Agent and Trustee for the Secured Parties (The Override Agent) | A security agreement | 1 property | 13/05/2009 | 07/05/2013 | |
| satisfied | Ford Motor Credit Company Ford Motor Credit Company Limited | Charge | 1 property | 20/07/1987 | 06/12/1991 | |
| satisfied | Mercantile Credit Company Mercantile Credit Company Limited | Assignment & charge | 1 property | 06/02/1985 | 16/02/1990 | |
| outstanding | Barclays Barclays Bank PLC | Gurantee & debenture | 1 property | 04/01/1985 | — | |
| satisfied | United Dominions Trust United Dominions Trust Limited | Mortgage debenture | 1 property | 26/09/1984 | 09/08/1988 | |
| satisfied | Ford Motor Credit Company Ford Motor Credit Company Limited | Charge | 1 property | 16/05/1983 | 06/12/1991 |