26 GUILDHALL STREET LIMITED

🌳Matureactive

00658766 · ltd · incorporated 1960-05-10

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 35.9y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£1.08M

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Property-backed borrower with a 95-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 70/100. Strong seller-intent signal (63/100, director aged 95). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 5 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

5 live charges · oldest 35.9y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 35.9 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

5 charges (5/5 with lender, 5/5 with type)

Directors & officers

13 officers (6 active, 13 linked, 10 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

4 connected companies via shared directors

Filing history

117 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £1,084,282

Cash YoY

+0%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£80k

~ YoY

Net Worth

£1.1m

~ YoY

Current Assets

£107k

↑ 4.4% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Total assets	£1.08M	£1.07M
Current assets	£106.7k	£102.2k
Cash	£80.4k	£80.1k
Debtors	£26.2k	£22.1k
Net assets	£1.08M	£1.07M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (38 events)Click to expand

2025-07-29
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-07-29
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-07-01
➕
ROE, Vivien appointed
director
2025-07-01
➖
ROE, David John resigned
director
2025-06-17
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-10-16
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-09-22
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-08-10
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-06-30
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-09-23
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-02-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2020-02-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2020-01-02
➕
ROE, David John appointed
director
2020-01-02
➖
ROE, Jean resigned
director
2019-07-04
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2019-06-25
📄
appoint-person-director-company-with-name-date
officers · AP01
2019-06-25
📄
termination-director-company-with-name-termination-date
officers · TM01
2019-05-29
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2019-05-29
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2018-10-15
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-09-17
➕
ROE, Jean appointed
director
2018-09-17
➖
ROE, Peter John resigned
director
2017-12-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2015-03-09
➕
PICKLES, Sarah appointed
secretary
2015-03-09
➖
HAIGH, Janet Mary resigned
secretary
2012-03-16
➕
GERMANY, Caroline Jane appointed
director
2012-03-16
➕
PICKLES, Sara Amanda appointed
director
2011-11-29
➖
ROE, Harold Sydney resigned
director
2002-08-22
➕
HAIGH, Janet Mary appointed
director
2002-08-22
➕
HAIGH, Janet Mary appointed
secretary
2002-07-28
➖
HAIGH, David Ernest resigned
secretary
2002-07-28
➖
HAIGH, David Ernest resigned
director
2001-09-03
🔒
Charge registered #5
Lender: National Westminster Bank PLC
2001-05-11
🔒
Charge registered #4
Lender: National Westminster Bank PLC
1994-06-24
🔒
Charge registered #3
Lender: National Westminster Bank PLC
1993-03-25
🔒
Charge registered #2
Lender: National Westminster Bank PLC
1990-06-08
🔒
Charge registered #1
Lender: National Westminster Bank PLC
1960-05-10
🏢
Company incorporated
As 26 GUILDHALL STREET LIMITED

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 95 — succession pressure is live.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 95 years old. Natural succession window is now.
primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low

5 live charges

low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mrs Sara Amanda Pickles Individual · English · DOB 10/1964 · age 62	—	—	sig. influencesignificant influence	17/09/2018

1 historic (ceased) PSC

Mr Peter John Roeceased 17/09/2018· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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A HAFEZ LTD→ 16887475 · est 2025 · no financials extracted	—	—	—	—	—	—	—
A. HOWE AND SONS LIMITED→ 01067521 · est 1972 · no financials extracted	—	—	—	—	53y	—	—
A&H FREEHOLD LTD→ 13378669 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
AA PROPERTY SERVICES LINCS LTD→ 16239484 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
AADINATH PRIVATE LIMITED→ 16503798 · est 2025 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1960-05-10

Jurisdictionengland-wales

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

The Pyewipe Inn

Saxilby Road

Lincoln

LN1 2BG

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-06-07

Last: 2025-05-24