ROYAL COLLEGE OF SPEECH AND LANGUAGE THERAPISTS
- · Oldest live charge 49.5y old — refinance window within 12 months
Opportunity 72/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
1 live charge · oldest 49.5y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 49.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: low (47/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 10 officers
Corporate timeline (197 events)Click to expand
- 2025-12-11📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-26➕BETHELL, Cara Ashley Elizabeth appointeddirector
- 2025-11-26➕GARDINER, Fiona appointeddirector
- 2025-11-26➕MIZZI, Laura appointeddirector
- 2025-11-26➕RENNIE, Deanne Kate appointeddirector
- 2025-11-26➕ROBINSON, Sandra Louise appointeddirector
- 2025-11-26➖BAKER, Viki resigneddirector
- 2025-11-26➖DOWNIE, Pauline resigneddirector
- 2025-11-26➖HANSJEE, Dharinee resigneddirector
- 2025-11-26➖JOHNSTONE, Frances Stewart resigneddirector
- 2025-07-17📄accounts-with-accounts-type-groupaccounts · AA
- 2025-01-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-08📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-07📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-09➕COSTELLO, Anna appointeddirector
- 2024-10-09➕SHEERAN, Rebecca appointeddirector
- 2024-10-09➖BURROW, Leasil Victoria resigneddirector
- 2024-10-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-23📄accounts-with-accounts-type-groupaccounts · AA
- 2024-05-21📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-08➕CRAMPTON, Ruth Evelyn appointeddirector
- 2023-11-08➕EDWARDS, Lauren appointeddirector
- 2023-11-08➕HAINES, Jemma appointeddirector
- 2023-11-08➕SIDHU, Sundeep appointeddirector
- 2023-11-08➖CHAMBERS, Janet resigneddirector
- 2023-11-08➖HUMPHREY, John Eugene resigneddirector
- 2023-11-08➖KYLE, Rosalind resigneddirector
- 2022-12-08➖CRYER, Richard Anthony resigneddirector
- 2022-10-06➕BAIRD, Eve appointeddirector
- 2022-10-06➕BRADY, Marian, Professor appointeddirector
- 2022-10-06➕DONALDSON, Irma appointeddirector
- 2022-10-06➕ROBINSON, Helen Catherine appointeddirector
- 2022-10-06➖CAVALLI, Lesley resigneddirector
- 2022-10-06➕HANSJEE, Dharinee appointeddirector
- 2022-10-06➖HERITAGE, Mary resigneddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -15 active directors: Broader management team in place — suggests transferable governance.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
1 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: BAKER, Viki resigned 2025-11-26; DOWNIE, Pauline resigned 2025-11-26; HANSJEE, Dharinee resigned 2025-11-26
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (16 active · 125 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank LTD | Legal charge | 1 property | 29/10/1976 | 16/10/1999 |